Description: Historically, male mortality rates were below those of females. However, that trend has been reversed within the last 100 to 150 years, causing revolutionary changes in the role of women. This subject was examined in a paper on “Mortality Trends of Males and Females Over the Ages” by Barnet N. Berin, George J. Stolnitz and Aaron Tenenbein, presented at the Centennial meeting.

Description: Originally featured as a breakout session at the 2015 CRC, this presentation discusses, from a North-American and non-actuarial perspective, how population growth and size have a major impact on socio-demographic needs in term of health care, social and old age security, education, transport and infrastructure. Their underlying components are two opposing forces, namely mortality and longevity. Understanding their past and possible future key drivers is not only important to the macro-economic planning of government agencies, but also to pension funds, insurance companies, and other stakeholders of the financial and insurance industries.

Description: Milliman was engaged by the SOA to conduct two Accelerated Underwriting (AU) surveys, one of direct companies and another of reinsurers. The surveys explored actual results from 2019–2021 and expected results from 2022.

Description: This article is an introduction to the topic of mortality projections and their impact on social security systems. The article reviews two life expectancy graphs and overall trends in life expectancy by gender at birth and age 65 in the United States, Canada and the UK.

Description: Results of a Survey of JRMS members re claims changes due to COVID

Description: This article details different methods for calculating mortality impact associated with new underwriting programs. A common simplified calculation is compared and contrasted with two first principles approaches. The strengths and weaknesses of both approaches are discussed.

Description: This article is based on a recent high face amount mortality study completed for the SOA. The data was derived from the Milliman Industry Mortality Study and Analysis (MIMSA), a recent comprehensive life insurance industry study of mortality and lapse. There were a number of interesting findings in the high face amount study, several of which are discussed in this article.

Description: Recently completed experience and research studies from the SOA.

Description: This article discusses the concept of Conservation of Mortality ("Conservation"). Conservation is the modeling principle that ensures consistency between assumptions of the total mortality of a population and mortality among population subsets. This article discusses the use cases for Conservation and the many ways that one could implement it in a model or an experience study. This article also discusses the potential issues that arise when using Conservation, and how one might solve or alleviate these issues.

Description: Summary of the recently constructed 1967 Canadian Ordinary experience tables which, for the first time, were constructed separately for males and females.