Description: Insurers are becoming increasingly involved in the development and marketing of prepaid health care service plans, or Health Maintenance Organizations HMOs. The article describes four different approaches for establishing capitation rates for HMOs 1. Integrated Budgeting Approach, 2. Inventory Approach, 3. Group Insurance Rating, and 4. Actuarial Approach.

Description: The author describes a recent LIMRA study of agent terminations. The article describes the assumptions and methods used in the study, and provides a table comparing the results of this study, called the Brzezinski 1979 Agent Termination Tables, with agent termination rates derived from previous studies.

Description: Chief actuary of the California Insurance Department provides excerpts from a paper he presented his personal views to the Actuarial Research Conference in October 1986. He states that the regulators need to be aware of a deteriorating financial condition of an insurer in time to protect its policyholders from the consequences of insolvency.

Description: The article provides several examples of projects led by actuaries who are applying advanced data analytics and big data to solve industry-specific business problems.

Description: Discussion of the Buol Report, dealing with international solvency standards for life insurance companies

Description: The editorial provides an overview of articles in this issue that explore and illustrate solutions to current retirement challenges.

Description: Summarizes the Association of Insurance and Financial Analysts report on Life Insurance Earnings Adjustment, which was prompte by recognition of the need for a standard, reliable method for adjusting statutory earnings to provide a better indication of the true earnings of a life insurer.

Description: This article is about the Course 8 series. Course 8 provides candidates with essential advanced specialized education in one of seven practice areas: individual insurance, group life and health, managed care, U.S. pensions, Canadian pensions, finance, and investments.

Description: Discusses the problem with options that insurers have been dealing with for some years, not the options of various sorts that recently have been coming into use as portfolio-management tools. Recommends better asset/liability matching and other courses of action.

Description: If your organization’s objectives involve taking on other people’s risks, you need some pretty complicated goals for your risk taking: diversification, risk selection, control cycle, consideration and provisioning.