Description: The purposes of this paper were to help determine the level of adequacy of the 1964 Commissioners Disability Table as a basis for reserving disabled lives, and to provide individual insurers with information that might aid them in their deliberations concerning reserve adequacy and reserve table modifications. From Transactions of Society of Actuaries 1980, Vol. 32.

Description: A contingency table is a set of counts or frequencies obtained by classifying observations in two or more different ways. Log-linear analysis is applied to disability terminations, linking them to variables such as sex, age, region and maximum benefit period. Application to risk classification and underwriting are outlines.

Description: Underwriting individual disability insurance is a complex process that draws on many different disciplines. From Record of Society of Actuaries, Volume 26, No. 1., session 25 PD of the Las Vegas Spring Meeting.

Description: Presented at May 2000 Spring Meeting. Experience on group and individual disability insurance has been historically sensitive to economic and demographic trends. In recent years, for example, the restructuring of the health care industry has caused major upheaval for many disability for many disability insurers. The panelists in this session speak in general terms about a variety of trends, such as the stock market, unemployment rates, interest rates, and the aging of the baby boom generation. They then turn specifically to the disability insurance market and speculate on how these trends may affect financial results.

Description: This discussion at the San Francisco 1966 Regional Meetings covers three topics - Disability Benefits under Life or Health Insurance Policies, Changes in Individual Medical Expense Insurance in the Light of Medicare, and Optional Modes of Settlement.

Description: This literature guide focuses on the distribution costs, especially the field compensation costs, that are incurred through the traditional general agency, branch office or brokerage structures for individual life, annuity and disability products.

Description: Using the recently released Credit Disability Table as a case study, the panelists in this session 134PD of the New Orleans Annual Meeting describe the process of developing and adopting a standard table. From the Record of the Society of Actuaries, Volume 27, No. 3, Session 134PD.

Description: This discussion at a SOA 1967 Regional Meeting covers individual life and health insurance topics including individual health loss of time coverages, life underwriting, reinsurance, individual annuity retirement plans in Canada, market testing new products.

Description: Covers the morbidity experience for the 1977 - 1981 period.

Description: Panelists from session 144PD of the New Orleans Annual Meeting cover the following aspects of group STD and LTD underwriting: • Credibility • Experience Rating • Manual Rating From the Record of the Society of Actuaries, Volume 27, No. 3, Session 144PD.