Description: This article discusses the concept of Conservation of Mortality ("Conservation"). Conservation is the modeling principle that ensures consistency between assumptions of the total mortality of a population and mortality among population subsets. This article discusses the use cases for Conservation and the many ways that one could implement it in a model or an experience study. This article also discusses the potential issues that arise when using Conservation, and how one might solve or alleviate these issues.

Description: A discussion of the development, key elements, applications, and implementation process of the 2001 CSO Tables for individual life insurance policies for computing minimum reserves, nonforfeiture benefits and tax reserves.

Description: Discussion of combination long-term care insurance and annuity products.

Description: This article contains a summary of some of the presentations given at the 2016 Life and Annuity Symposi

Description: This article discusses a variety of new developments in the annuity market.

Description: Discusses the events of the inaugural Life and Annuity Symposium held May 17 and 18, 2010.

Description: Feature article discussing how market interest rates and bond yields dropped in response to the global financial crisis in late 2008, and they have struggled to return to their prior levels, in part because the Federal Reserve has made efforts to spur growth and lending in a sluggish U.S. economy.

Description: Highlights of Sessions at the 2014 Life and Annuity Symposium and the 2014 SOA Annual Meeting & Exhibit

Description: This is an article about term mortality and lapses and related premium structures.

Description: This article summarizes the SOA 1995-2000 Mortality Study.