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The Natural Reserve Concept and Life Insurance Earnings
premiums).--If actual experience with respect to mortality, expenses, persistency, and invest- ment follows ... the gross premium structure) as to interest, mortality, withdrawal, and expenses. A natural reserve ...- Authors: Joe B Pharr
- Date: May 1971
- Competency: Technical Skills & Analytical Problem Solving>Process and technique refinement
- Publication Name: Transactions of the SOA
- Topics: Financial Reporting & Accounting>Generally Accepted Accounting Principles [GAAP]; Life Insurance>Reserves - Life Insurance
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Discussion of Papers Presented at the Spring Meetings - Insurance for Face Amount or Paid-Up Insurance Amount if Greater
Discussion ... ~ , . ,t=b. Differentiating again we have: _ u~+~ (~ .._:~) -1 At the point b we have d~ w~tH ... d ~" ~- t ~- - d t ~ b ,~ l t=b=~-~ tV~l~=b--U~+b P(A~b:~:~I) - ' , showing that the curvature ...- Authors: Cecil J Nesbitt, James E Hoskins, Hilary L Seal, Elgin G Fassel, Majorie L Van Eenam, Dickinson C Duffield
- Date: Nov 1952
- Competency: Technical Skills & Analytical Problem Solving
- Publication Name: Transactions of the SOA
- Topics: Life Insurance>Reserves - Life Insurance
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Commissioners Reserves and Minimum Cash Values using Continuous Functions - Actuarial Note
Commissioners 1958 Standard Ordinary ortality Table may in many cases be accompanied by the use of ... ' and the net single premium for an n-year annuity of ! per year payable continuously by R, - ...- Authors: Franklin C Smith
- Date: Nov 1961
- Competency: Technical Skills & Analytical Problem Solving
- Publication Name: Transactions of the SOA
- Topics: Life Insurance>Reserves - Life Insurance; Life Insurance>Non-forfeiture benefits
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Supplementary Discussion of Paper Presented at the Western Spring Meeting - The Effect of Varying Interest Rates
use of a combined variation in interest and mortality rates. When I first joined my present Company ... cash values were based on the American Experience Table at 3½%, and my problem was accentuated by the fact ...- Authors: Alexander T Brooks
- Date: Oct 1957
- Competency: Technical Skills & Analytical Problem Solving
- Publication Name: Transactions of the SOA
- Topics: Life Insurance>Reserves - Life Insurance
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The Effect of Varying Interest Rates
resolve the conflict between improvements in mortality on the one hand and statutory requirements related ... the eventual adoption of a more realistic mortality table for valuation, but the final acceptance by ...- Authors: Charles Connolly
- Date: May 1957
- Competency: Technical Skills & Analytical Problem Solving
- Publication Name: Transactions of the SOA
- Topics: Life Insurance>Reserves - Life Insurance
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Actuarial Note: A Valuation Method for Retirement Income Endowment Policies after Life Contingencies have Ceased
formula is independent of age at issue, plan, mortality table, and modification method. Therefore, the only ... age method of valuation for both insurance and annuity contracts for a good many years. As each Hollerith ...- Authors: William E Lewis, Charles N Walker
- Date: Nov 1949
- Competency: External Forces & Industry Knowledge
- Publication Name: Transactions of the SOA
- Topics: Life Insurance>Reserves - Life Insurance
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Actuarial Note: Terminal Reserves from Mean Reserves and Net Premium
depending only on attained age and the valuation mortality and interest rate. The quantities in the square ... r lr 2]=1 Dr Dr 2] - D-T+, _ 1 [ 1 +u - -2 ] 4 [ u--~-i r 1 ty ,] , Dy ,] K~) =~ lr-x /~+x ...- Authors: Dale R Gustafson
- Date: May 1951
- Competency: Technical Skills & Analytical Problem Solving
- Publication Name: Transactions of the SOA
- Topics: Life Insurance>Reserves - Life Insurance
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Discussion - The Effect of Varying Interest Rates
others. This is illustrated in the accompanying table. Whether this would be a satisfactory result from ... recognize mortality improvement which has occurred since the compilation of the CSO Table, and where ...- Authors: Lloyd K Friedman, James E Hoskins, W Harold Bittel, Charles Connolly
- Date: May 1957
- Competency: Technical Skills & Analytical Problem Solving
- Publication Name: Transactions of the SOA
- Topics: Life Insurance>Reserves - Life Insurance
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Cash Value as Death Benefit - Actuarial Note
which offers as its major benefit a deferred annuity or endowment at age z = x + n. The death benefit ... corresponding surrender value, let us define t A = tV - ~S. Assuming that ~A is positive, we can think of it ...- Authors: Donald C Baillie
- Date: Jan 1963
- Competency: Technical Skills & Analytical Problem Solving
- Publication Name: Transactions of the SOA
- Topics: Life Insurance>Reserves - Life Insurance; Life Insurance>Non-forfeiture benefits
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Variable Life Insurance Viewed Via the Additions Concept
obtain F, -- F,_I -- [F,_ , . Am.,_x -- P. 'U,m.,-t "+" P . - - (P. /P.+,) .vqm.,_1].( i~ - - ... numerator and using the prospective definition for u-lVffi, we can split the policy into the basic level ...- Authors: James Murphy, Rodney R Rohda
- Date: Nov 1970
- Competency: Technical Skills & Analytical Problem Solving>Process and technique refinement
- Publication Name: Transactions of the SOA
- Topics: Life Insurance>Reserves - Life Insurance