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Making Disability Insurance Affordable
Making Disability Insurance Affordable Affordability is a primary consideration in the design ... affordable coverage from both the insurer's and the customer's perspectives. From the Record of the ...- Authors: William Obert, Scott Haglund, Raza Zaidi, Dennis Yu
- Date: Jun 2005
- Competency: Technical Skills & Analytical Problem Solving>Process and technique refinement
- Publication Name: Record of the Society of Actuaries
- Topics: Health & Disability>Disability insurance
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Disability Insurance on the Internet
2002, Society of Actuaries Note: The chart(s) referred to in the text can be found at the end of ... Insurance Marketing and Research Association (LIMRA) 2000 study showing the percentage of the companies that ...- Authors: Paul D Hitchcox, James Morris, Scott Haglund
- Date: May 2001
- Competency: Results-Oriented Solutions
- Publication Name: Record of the Society of Actuaries
- Topics: Health & Disability>Disability insurance; Technology & Applications>E-commerce
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Long-Term Care Lessons for Disability Insurers
persistency, expenses and surplus, and there's mortality, which would be part of persistency. Regarding ... been adverse because of it. They said that mortality is also a big factor. The valuation requirements ...- Authors: Amy Pahl, Guy Bertsch
- Date: May 2004
- Competency: Technical Skills & Analytical Problem Solving>Innovative solutions
- Publication Name: Record of the Society of Actuaries
- Topics: Health & Disability>Disability insurance; Long-term Care>Long-term care insurance
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Health Insurance Cash-flow Testing
the end of 1992. Table 1 shows the major parameters used in our model office. TABLE 1 Model Office Construction ... The information I'll show you is basedupon our U.S. segment of the business. It has approximately$380 ...- Authors: Timothy Harris, James O'Connor, Albert Riggieri
- Date: Apr 1993
- Competency: Technical Skills & Analytical Problem Solving
- Publication Name: Record of the Society of Actuaries
- Topics: Actuarial Profession>Standards of practice; Health & Disability>Disability insurance; Modeling & Statistical Methods
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Individual Disability Income-Valuation and Tax Issues
Commissioners Disability Table (1964 CDT)to the 1985 Commissioner's Individual Disability Table A (1985 CIDA) as ... With the change from the 1964 CDT table to the 1985 CIDA table, what happened to active life reserves ...- Authors: Judith Justin, Donald C Straffin, William J Thompson, Mona J Wasserman
- Date: Jun 1991
- Competency: External Forces & Industry Knowledge>Actuarial methods in business operations
- Publication Name: Record of the Society of Actuaries
- Topics: Health & Disability>Disability insurance
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Product Portfolio Management
this is that statutory reserves are based upon a mortality assumption but no lapse assumption. Therefore ... the benefits for GAAP and for statu- tory, the mortality benefits. The benefits not provided in statutory ...- Authors: Elizabeth Gaddis, Charles A Nichols, Alan W Sibigtroth, Carl B Wright
- Date: Apr 1987
- Competency: External Forces & Industry Knowledge>Internal forces and business performance
- Publication Name: Record of the Society of Actuaries
- Topics: Health & Disability>Disability insurance; Life Insurance
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National Issues Involved in Loss-of-Time Coverage
is a good example of this. In the late 50's and early 60's, we saw the government take over hospital ... insurance, and about a decade later, at the end of the 60's, a com- parable takeover of medical insurance. On ...- Authors: Charles C Black, John C Caton, Carl L Loeffel
- Date: May 1981
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Health & Disability>Disability insurance
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Group Insurance Underwriting And Selection Issues
Group Insurance Underwriting And Selection Issues This discussion from the 1983 SOA Vancouver Meeting ... programs such as cafeteria plans, HMO's and PPO's and new financial processes. From Record of ...- Authors: Dale F Ethington, Robert A Hall, Donna Lee, George F M Mayo
- Date: May 1983
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Health & Disability>Disability insurance; Health & Disability>Health insurance
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Group LTD
typical LTD claimant faced a 40% loss of income. As Table 1 shows, the typical primary wage-earner claimant ... back to work instead. 3 RECORD, VOLUME 19 TABLE 1 Mr. & Mrs. L.T. D'lnsured Annual Income PrimaryEarner ...- Authors: Frederick Brown, Julia T Philips, Wayne V Roberts, Timothy W Knott, Stephen Mitchell
- Date: Apr 1993
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Health & Disability>Disability insurance
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Voluntary Group Disability Products
2003, Society of Actuaries Note: The chart(s) referred to in the text can be found at the end of ... from a 1998 UnumProvident/Bear Stearns study, Table 1 shows what the white-collar executive marketplace ...- Authors: John Ladley, Howard L Rosen, Michael Fish
- Date: Jun 2002
- Competency: Strategic Insight and Integration>Strategy development
- Publication Name: Record of the Society of Actuaries
- Topics: Health & Disability>Disability insurance