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  • Impact of VM-20 on Product Development
    the 2001 Commissioners Standard Ordinary (CSO) table with no reserve financing, then reflecting the ... arrangements, the introduction of the 2017 CSO table and the introduction of PBR. HIGH-LEVEL SUMMARY ...

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    • Authors: Jacqueline M Keating, Karen Rudolph, Uri Sobel, Andrew Steenman
    • Date: Jun 2017
    • Competency: External Forces & Industry Knowledge>External forces and business performance
    • Publication Name: Product Matters!
    • Topics: Life Insurance>Reserves - Life Insurance; Life Insurance>Term life; Life Insurance>Product development - Life Insurance; Life Insurance>Universal life
  • Weathering the Interest Rate Storm
    of 2003, fixed annuity carriers were experiencing significant increases in fixed annuity sales, despite ... sales through the bank channel. Equity indexed annuity sales were booming, although a strong portion of ...

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    • Authors: Application Administrator, Susan Saip
    • Date: Nov 2003
    • Competency: External Forces & Industry Knowledge>External forces and business performance
    • Publication Name: Product Matters!
    • Topics: Annuities>Fixed annuities
  • Disruptive Innovation: Look out Below
    insurance industry assumptions from attendees. Most table groups independently listed “life insurance is ... risk” • “Insurance is a commodity product” • “Mortality will always improve ” CONTINUED ON PAGE 24 ...

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    • Authors: Timothy Rozar
    • Date: Feb 2014
    • Competency: External Forces & Industry Knowledge>External forces and business performance; Strategic Insight and Integration>Big picture view; Strategic Insight and Integration>Strategy development
    • Publication Name: Product Matters!
  • New Standard Nonforfeiture Law:Unsafe at Any Speed?
    DEVELOPMENT NEWS from the Individual Life Insurance and Annuity Product Development Section Published by the Society ... not sell cars that are “unsafe equity-indexed annuity and life products. at my speed.” A lengthy discussion ...

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    • Authors: Douglas Doll
    • Date: Mar 1998
    • Competency: External Forces & Industry Knowledge>External forces and business performance
    • Publication Name: Product Matters!
    • Topics: Life Insurance>Non-forfeiture benefits