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  • Handling LTC Misestimation Risks
    judgment in sight. This was clearly seen in 2008’s financial meltdown, where overreliance on Value at ... but the historical problem of overestimating mortality and lapses is remote because pricing today often ...

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    • Authors: Bruce Stahl
    • Date: Sep 2010
    • Competency: External Forces & Industry Knowledge>Actuarial theory in business context; Professional Values>Practice expertise
    • Publication Name: Long-Term Care News
    • Topics: Long-term Care
  • Immigration Reform and What It Could Mean for the Long-Term
    of those jobs will need to be filled by native U.S. citizens and authorized immigrants, both of whom ... Nursing Assistants are assumed to be either native U.S. citizens or authorized immigrants. Immigrants comprise ...

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    • Authors: Brian Ulery
    • Date: Aug 2018
    • Competency: External Forces & Industry Knowledge>External forces and business performance; Professional Values>Practice expertise; Technical Skills & Analytical Problem Solving>Incorporate risk management; Technical Skills & Analytical Problem Solving>Problem analysis and definition
    • Publication Name: Long-Term Care News
    • Topics: Demography>Population data; Experience Studies & Data>Long-term care - Experience Studies & Data; Health & Disability>Health care; Long-term Care>Long-term care insurance; Long-term Care>Long-term care facilities & home care
  • Exploring New Long- Term Care Financing
    products (such as whole life with a LTC rider or an annuity and LTC combination) are showing strong sales ... percentage of consumers who have access to the channel(s) where the product is available for purchase. In ...

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    • Authors: John O'Leary, Cindy Malone, Eileen Tell
    • Date: Aug 2018
    • Competency: Professional Values>Practice expertise
    • Publication Name: Long-Term Care News
    • Topics: Long-term Care>Long-term care insurance
  • A Response to Recent Lapse Research
    1 of the new brief and continue to base their Table 1 on the earlier SOA data. The first definition ... On the other hand, they may be overstating mortality and the SOA data does not reflect partial lapses ...

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    • Authors: Claude Thau
    • Date: Aug 2016
    • Competency: Professional Values>Practice expertise
    • Publication Name: Long-Term Care News
    • Topics: Long-term Care>Long-term care insurance
  • Riding the Waves
    Member • John C. Wilkin, Research Coordinator Brad S. Linder, Content Manager A&H Valuation Actuary GE ... and John (Jeff) Underhill, page 19 “Alzheimer ’s Disease Yesterday, Today and Tomorrow: Progress and ...

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    • Authors: Bruce Stahl
    • Date: Dec 2007
    • Competency: Communication>Written communication; Professional Values>Practice expertise; Strategic Insight and Integration
    • Publication Name: Long-Term Care News
    • Topics: Actuarial Profession>Professional associations; Long-term Care>Long-term care insurance
  • Thoughts of a Landscaper
    insurance is limited to a certain segment of the U.S. population that has enough disposable income and ... for LTCI to be sold to a large percentage of the U.S. population. A radically different type of insurance ...

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    • Authors: Jason Bushey
    • Date: Sep 2012
    • Competency: Professional Values>Practice expertise
    • Publication Name: Long-Term Care News
    • Topics: Long-term Care>Long-term care insurance
  • A Voluntary Lapse of 12.6 Percent for LTCI? Not Really
    A Voluntary Lapse of 12.6 Percent for LTCI? Not Really This article reviews the data and methodology ... The Li/Jensen work is based on data from the U.S. HRS (U.S. Health and Retirement Study) for the years ...

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    • Authors: Marianne C Purushotham, Jonathan Prince, Barry Koklefsky
    • Date: Jan 2013
    • Competency: Professional Values>Practice expertise
    • Publication Name: Long-Term Care News
    • Topics: Long-term Care
  • First Principles LTC -- Restoration of Benefits
    anomaly is caused by the mortality rates for these attained ages. The mortality rate, in general, increases ... increases with attained age. However, the 1994 GAM mortality rates for ages 112 through 119 are forced to ...

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    • Authors: Robert W Darnell
    • Date: May 2012
    • Competency: Leadership>Thought leadership; Professional Values>Practice expertise; Technical Skills & Analytical Problem Solving>Process and technique refinement
    • Publication Name: Long-Term Care News
    • Topics: Long-term Care
  • 2013 ILTCI Conference Recap
    2013 ILTCI Conference Recap Highlights of the 2013 Intercompany Long-Term Care Insurance ... investigating a suspect claim. The ‘Claims Round- table’ session (back by popular demand) allowed the audience ...

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    • Authors: Laurel Kastrup, Jenny Goodyear, David Benz, Sandra Latham, Sharon Reed, Robert Brown, John O'Leary, Jacqueline Bencomo
    • Date: Jun 2013
    • Competency: Leadership>Thought leadership; Professional Values>Practice expertise
    • Publication Name: Long-Term Care News
    • Topics: Long-term Care>Long-term care insurance