Description: In this article the author presents a general solution to the problem of finding the effective annual interest rate commonly arising in finance for an installment loan.

Description: The author comments on the article Exposure Formulas Based on the Assumption of Uniform Distribution of Deaths written by T.N.E. Greville.

Description: Cautions against putting too much faith in financial models - such as the IASB's proposal to accrue future expected profits on the day a policy is issued.

Description: This article discusses the reliance the banking industry placed on sophisticated mathematical models.

Description: This article is the first in a series of articles on insurance applicant mortality risk analytics. From Small Talk Newsletter, Issue 37, January 2012.

Description: A disscussion of actuar R, an R package for actuarial science, and its facilities in the fields of loss distribution modeling, risk theory and credibility theory.

Description: This paper shows the mortality element can be partially isolated allowing an exact annuity value to be readily obtained at any interest rate. From the Actuarial Research Clearing House 1979, Vol.2.

Description: A brief introduction to a new SOA research on liability-driven investment benchmark model.

Description: This article introduces the reader to probabilistic methods used to model interactions in the financial market place. Three topics are specifically discussed, two concern modeling methods and the other concerns data analysis methods.

Description: In estimating mortality rates from the experience of a life insurance company or employee-benefit plan, it is expedient, because of the movement into and out of the covered group on dates other than birthdays or policy anniversaries, to make some assumption about mortality over a fractional part of a year of age. This paper describes and develops the concept of 'exposure' with regard to the more commonly known methods of estimating the rate of mortality, and proposes a fourth methodology. From the Actuarial Research Clearing House 1978, Vol.2.