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National Issues Involved in Loss-of-Time Coverage
witness the concern in other areas. Additional care is now required to design and retro-fit build- ings ... Federal Government area the largest program is the primary and dependent benefits of the Social Security System ...- Authors: Charles C Black, John C Caton, Carl L Loeffel
- Date: May 1981
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Health & Disability>Disability insurance
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Managing the Overinsurance Risk for Disability Insurance
management for both individual disability and long-term care. He is also responsible for the reinsurance underwriting ... underwriting and administration for long-term care. Our second speaker is Howard Rosen. Howard is vice ...- Authors: Andronico L Castillo, Anne Mitchell, Howard L Rosen, Mark Schwisow
- Date: Jun 2002
- Competency: External Forces & Industry Knowledge>Actuarial methods in business operations
- Publication Name: Record of the Society of Actuaries
- Topics: Health & Disability>Disability insurance
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Adverse Selection in Disability Insurance
to stay with you for a short time, so they don't care if you make money or not. We are prone to focus ... participation and simplified medical underwriting as primary risk controls and describe what I see as some of ...- Authors: Douglas Taylor, Scott Haglund, Frederick Flores
- Date: Jun 2005
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Health & Disability>Disability insurance
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Distribution Issues Facing Individual Disability Income Insurance
product and marketing implications that have a direct bearing on distribution. I will come back up and ... beneficiary or the insured is not necessarily a direct beneficiary. There's not as much potential for ...- Authors: Michael B Koopersmith, Richard A Magro, Jeffrey Kay
- Date: Oct 1998
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Health & Disability>Disability insurance
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Voluntary Group Disability Products
particular areas that you'd like to hear about, would you care to approach the mike at this time? Voluntary ... longer-term contracts, I've been representing a direct company but working with an expert reinsurer on ...- Authors: John Ladley, Howard L Rosen, Michael Fish
- Date: Jun 2002
- Competency: Strategic Insight and Integration>Strategy development
- Publication Name: Record of the Society of Actuaries
- Topics: Health & Disability>Disability insurance
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Individual Disability Income Contract Provisions
time has been approved in all states, and the full direct offset approach that Jack Caton developed at AUL ... The problem arises from inflation. If you put a direct offset provision in a 416 OPEN FORUM fixed ...- Authors: Charles Habeck, Michael L Kellen, Gerald S Parker, Sherryl Peek, David E Scarlett
- Date: Apr 1983
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Health & Disability>Disability insurance
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Keys to Successful Financial Management of Disability Products
including pensions, medical and long- term care. Steve’s primary focus for the last 13 years has been in ... disability, dental, personal accident, long-term care and stop-loss medical products offered through ...- Authors: Stephen Mitchell, Stephen Tenaglio, Steven Schoonveld, James DePre
- Date: Oct 2003
- Competency: Technical Skills & Analytical Problem Solving>Process and technique refinement
- Publication Name: Record of the Society of Actuaries
- Topics: Health & Disability>Disability insurance
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Risk and Capital Management of Disability
big question will be, who is going to have the primary offset, group, LTD or ID? This may cause problems ... is reinsured. This creates an opportunity for direct writers to reduce their RBC by reinsuring the exposure ...- Authors: Michael Lachance, Stephen Maher
- Date: Jun 1996
- Competency: Technical Skills & Analytical Problem Solving>Incorporate risk management
- Publication Name: Record of the Society of Actuaries
- Topics: Enterprise Risk Management>Capital management - ERM; Health & Disability>Disability insurance; Reinsurance>Health reinsurance
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'Once More unto the Breach': An Overview of the Disability Insurance Market
could go into a little story about each one. Health care reform, for example, hit the group business in a ... Health care reform also hit from a claims perspective, relative to doctors and the health care segment ...- Authors: Gordon G Dinsmore, Charles Meintel, Howell M Palmer, David E Scarlett
- Date: Oct 1999
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Health & Disability>Disability insurance
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Individual Disability Income Product and Experience Trends and Group Long-Term Disability Product and Experience Trends
certainspecialties have been impactedmore by managed care in the recent past than general practitioners, we ... perspective, all kinds of things happened, such as health care reform coming to a head, which had a dramatic effect ...- Authors: Thomas Corcoran, Albert Riggieri, David S Mogul, Robert G Taylor
- Date: Oct 1995
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Health & Disability>Disability insurance