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Employer Sponsored Individual Life Insurance
payroll deduction products and mass marketed group direct response type products were under one marketing ... Government regulations are encouraging employees to take care of themselves. We feel that employees are in the ...- Authors: Allen D Booth, Clark H Byrum, Carl W Rettenmayer, Thomas A Skiff
- Date: May 1984
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance; Public Policy
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Results of Three Surveys Completed by the Mortality and Underwriting Survey Committee
Results of ... "prescription drug use," "being under the regular care of a physician" and "depression." Table 3 ... drug use (77%) Tobacco use (77%) Under care of a regular physician (76%) Aviation risk ...- Authors: Allen Klein, Mary J Bahna-Nolan
- Date: Jun 2001
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance
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What Will Be The Life Insurance Products Of The Future?
needed). This shifting has been reflected first by direct recognition of policy loan activity and more recently ... policyholder might be viewed as being based on two primary factors: (1) the size of the investment risk involved ...- Authors: Douglas Doll, John Palmer, Godfrey Perrott, Bradley M Smith
- Date: May 1989
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance
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Digest of Discussion of Subjects of Special Interest - Individual Life and Health Insurance
regular limits by an amount which approximates primary social security benefits. Our new rule reads: ... Medicare benefits and an optional posthospital extended-care benefit rider. The provisions in these new forms ...- Authors: Larry C Ballard, Willis W Burgess, J Stanley Hill, Norman E Hill, Anthony J Houghton, Robert H Jordan, Maynard I Kagen, Bartley L Munson, Bruce E Nickerson, Julia Augusta Oldenkamp, Neil A Parmenter, Joseph C Sibigtroth, G. David Soderquist, Benjamin R Whiteley, Jerome J L Wolf, E Forrest Estes
- Date: Jun 1966
- Competency: External Forces & Industry Knowledge; Technical Skills & Analytical Problem Solving
- Publication Name: Transactions of the SOA
- Topics: Health & Disability>Disability insurance; Health & Disability>Health insurance; Life Insurance
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Trends in Agent Compensation
product disclosures may lead to an increase in direct sales. Banks and mutual funds will use existing ... traditionally their products are sold using the direct relationship between the consumer and the organizations ...- Authors: Douglas W Brooks, Thomas C Guay, David M Brown
- Date: May 1997
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance
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Discussion of Preceeding Paper: The Mortality of Industrial Policyholders, 1950 to 1955
appropri- ate extra mortality ratings. Thus, direct application of the findings of Table 6 suggests ... significant morbid conditions associated with the primary cause but not always noted on the death certificate ...- Authors: Hillary J Fisher, J Eugene Taylor, Edward A. Lew, Arthur Pedoe, Alton P Morton, Mortimer Spiegelman, Thomas N E Greville, Robert C Bailey
- Date: May 1957
- Competency: External Forces & Industry Knowledge
- Publication Name: Transactions of the SOA
- Topics: Experience Studies & Data>Mortality; Life Insurance
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What's New with Equity-Oriented Life Products?
of Towers Perrin in our Atlanta office. Noel's primary areas of practice are financial modeling of life ... provision and may have something to do with long-term care. We're obviously seeing a continued focus on ...- Authors: Christine E Dugan, Rhonda R Elming, Elinor Friedman, Noel Harewood
- Date: May 2005
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance
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Programs To Conserve Traditional Life Insurance Policies
had for sometime a small unit of employees whose primary purpose is to follow up on lapsed policies. Today ... preserving the value of the existing business is of primary importance, each company must prioritize its program ...- Authors: Eldon R Canary, Bradley Joern, Myron Henry Margolin
- Date: May 1982
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance
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Simplified Issue Life Insurance - Current Practices and Next-Generation Products
cases, we would focus the question on "check the primary or the answer that best describes the product ... common ones include return of premium, long-term care, maturity extension, increasing death benefit and ...- Authors: Allen Klein, Brian Louth, Michelle Moloney, Mark Swanson
- Date: Oct 2004
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance
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Digest of Discussion at Concurrent Sessions
to attempt to estimate optimum sizes of its two primary sources of earnings--net worth and premium revenue ... produce desired profit margins and will have a direct im- pact on GAAP earnings. 2. Changes ih the ...- Authors: George Alexander, John C Antliff, Robert M Astley, Paul M Bailey, Barry L Blazer, Bob J Bolin, Application Administrator, Joseph R Brzezinski, Daniel Case, Stanley R Freilich, Norman E Hill, Richard Humphrys, Michael B Hutchison, James D Lamb, John Pennisten, Thomas K Pennington, Joe B Pharr, Anna M Rappaport, Richard S Raskin, Frank D Repp, Walter Rugland, C David Silletto, Maurice O Simmons, Robert C Tookey, David A Wright, Martin L Zeffert, Charles Barry H. Watson, Jack M Elkin, Richard B Sieben
- Date: Jan 1974
- Competency: External Forces & Industry Knowledge
- Publication Name: Transactions of the SOA
- Topics: Actuarial Profession>Competencies; Life Insurance; Pensions & Retirement