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  • First Year Lapse and Default Rates - Paper and Discussion
    rates and not-taken rates on a block of standard direct Ordinary poli- cies recently paid for in the Lincoln ... 6. Mode---mode of premium payment. 7. Monthly--direct monthly mode as distinguished from government ...

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    • Authors: Norman F Buck, Ernest J Moorhead, E James Morton, Charles F B Richardson, James C H Anderson, Neil W Macintyre
    • Date: May 1960
    • Competency: External Forces & Industry Knowledge>Actuarial methods in business operations
    • Publication Name: Transactions of the SOA
    • Topics: Life Insurance>Policyholder behavior - Life Insurance
  • Ordinary Insurance – Withdrawal Rates
    Ordinary Insurance – Withdrawal Rates From the 1960 Transactions Vol. 12 No. 32, this ‘Discussion ... increase in income or for adjusting the budget to take care of the premium. They feel it has helped hold down ...

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    • Authors: Ernest J Moorhead, David Thomas, William Charles Thompson, M. Albert Linton
    • Date: Mar 1960
    • Competency: External Forces & Industry Knowledge>External forces and business performance
    • Publication Name: Transactions of the SOA
    • Topics: Life Insurance>Policyholder behavior - Life Insurance
  • 2017 Universal Life with Secondary Guarantees Survey
    with a heavier proportion using wirehouse and direct distribution relative to prior years. Figure ... 40% 60% 80% 100% Broker/Agent Bank Wirehouse Direct Other Distribution Systems used by Insurers who ...

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    • Authors: Jeffrey Hartman
    • Date: Jul 2017
    • Competency: External Forces & Industry Knowledge
    • Topics: Life Insurance>Policyholder behavior - Life Insurance; Life Insurance>Secondary guarantees; Life Insurance>Universal life
  • A Brief Look at the Phase 1 Survey Results from the SOA/RGA Post-Level Term Research Project
    A Brief Look at the Phase 1 Survey Results from the SOA/RGA Post-Level Term Research ... relationships. Mortality Deterioration Assumptions As a direct consequence of anti-selective shock lapse activity ...

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    • Authors: Timothy Rozar, Scott Rushing
    • Date: Jun 2010
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Product Matters!
    • Topics: Life Insurance>Policyholder behavior - Life Insurance; Life Insurance>Term life
  • Changing the Status Quo Bias
    Changing the Status Quo Bias Applying behavioral-science and shared-value principles to insurance ... Dictionary, is defined as acting with or showing care and thought for the future. How- ever, it is only ...

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    • Authors: Francois Millard, Daniel Kotzen, Jos Maroba
    • Date: May 2018
    • Competency: Technical Skills & Analytical Problem Solving>Innovative solutions
    • Publication Name: News Direct
    • Topics: Economics>Behavioral economics; Life Insurance>Policyholder behavior - Life Insurance; Life Insurance>Marketing and distribution - Life Insurance
  • Protecting Bradley
    Other Aging Parents Children’s Education Health Care Retirement Buying Home Day to Day Student Loans ... TOGETHER You’re just a click away from taking care of your dues and section memberships for 2016.

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    • Authors: Stephen Abrokwah
    • Date: Dec 2015
    • Competency: Technical Skills & Analytical Problem Solving>Innovative solutions; Technical Skills & Analytical Problem Solving>Problem analysis and definition
    • Publication Name: The Actuary Magazine
    • Topics: Life Insurance>Policyholder behavior - Life Insurance; Life Insurance>Marketing and distribution - Life Insurance
  • Policyholder Behavior in the Tail Risk Management section Working Group UL with Secondary Guarantee 2013 Survey Results
    Policyholder Behavior in the Tail Risk Management section Working Group UL with Secondary Guarantee 2013 ... 80% 90% 100% Broker/Agent Bank Wirehouse Direct Other Distribution Systems used by Insurers who ...

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    • Authors: Stephen Hodges, Charles M Bremer
    • Date: Jan 2014
    • Competency: External Forces & Industry Knowledge
    • Topics: Life Insurance>Policyholder behavior - Life Insurance; Life Insurance>Secondary guarantees; Life Insurance>Universal life
  • Policyholder Behavior in the Tail Risk Management Section Working Group UL with Secondary Guarantee 2015 Survey Results
    Policyholder Behavior in the Tail Risk Management Section Working Group UL with Secondary Guarantee ... 40% 60% 80% 100% Broker/Agent Bank Wirehouse Direct Other Distribution Systems used by Insurers who ...

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    • Authors: Stephen Hodges, Charles M Bremer, Jeffrey Hartman
    • Date: Apr 2016
    • Competency: External Forces & Industry Knowledge
    • Topics: Life Insurance>Policyholder behavior - Life Insurance; Life Insurance>Secondary guarantees; Life Insurance>Universal life
  • 2009-13 U.S. Individual Life Persistency Report
    Table 39 — Survivorship Life Insurance Exposure by Primary Insured Issue Age Cohort ................... 109 ... Percent of Survivorship Policy Exposure Within Primary Issue Age by Issue Age Difference .........

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    • Authors: Society of Actuaries
    • Date: Jun 2019
    • Competency: External Forces & Industry Knowledge
    • Topics: Experience Studies & Data>Policyholder or participant behavior - Experience ; Life Insurance>Policyholder behavior - Life Insurance
  • Shock Lapse Experience Report - Phase 2 Report
    Shock Lapse Experience Report - Phase 2 Report Report on the Lapse and Mortality Experience of ... experience from participating companies with a primary focus on the shock lapse at the end of the level ...

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    • Authors: Susan Willeat, Timothy Rozar, Scott Rushing
    • Date: Jul 2010
    • Competency: Technical Skills & Analytical Problem Solving
    • Topics: Life Insurance>Policyholder behavior - Life Insurance