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  • Is the Next Generation Insurance Business Model the Virtual Insurance Company?
    branches. They also have a couple of different direct-to-consumer distribution channels. They have an ... for many carriers. In fact, this is one of the primary reasons why financial institutions have pared ...

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    • Authors: Shane A Chalke, Edward F McKernan, Ihor Hron
    • Date: Jun 2001
    • Competency: Technical Skills & Analytical Problem Solving
    • Publication Name: Record of the Society of Actuaries
    • Topics: Life Insurance>Marketing and distribution - Life Insurance; Technology & Applications
  • Contrasting the Product Development Process between Traditional and Non-Traditional Marketing
    he was at National Liberty. He has worked in the direct response area since 1980. And I am Brad Smith from ... agent-sold product, but our involvement was to include a direct response product. I remember the beginnings of ...

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    • Authors: H Lund, Robert J Polilli, Bradley M Smith
    • Date: May 1988
    • Competency: External Forces & Industry Knowledge>Actuarial methods in business operations
    • Publication Name: Record of the Society of Actuaries
    • Topics: Life Insurance>Marketing and distribution - Life Insurance
  • Segmentation And Market Specialization
    and this is no exception. The four P's are the primary variables that companies control and manipulate ... products early in the life cycle so as to develop primary demand. Mature products tend to be differentiated ...

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    • Authors: Frederick Brown, Joseph M Fitzgerald, Sarah S Plotkin, Harry Ploss, Wilfred Thornthwaite, Margaret J Ware
    • Date: Apr 1983
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Record of the Society of Actuaries
    • Topics: Health & Disability>Health insurance; Life Insurance>Marketing and distribution - Life Insurance
  • Evaluating Financial Aspects Of Different Distribution Systems
    first year lapse rate was quite good relative to direct general agency business. By the way, our agency ... generates an extra company allowance relative to direct GA business. Since we are not about to differentiate ...

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    • Authors: Jay Jaffe, William C Koenig, James Merwald, John David Moorhouse, James Van Elsen
    • Date: May 1986
    • Competency: Technical Skills & Analytical Problem Solving>Process and technique refinement
    • Publication Name: Record of the Society of Actuaries
    • Topics: Annuities>Marketing and distribution - Annuities; Life Insurance>Marketing and distribution - Life Insurance
  • Marketing Insurance Products Through Banks And Savings And Loans
    focus of my talk will be distribution through a direct writing company or agency system. Banks could also ... association with the banking institution. Spreadin_ the Primary Distribution Cost--Many banks are overexpanded ...

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    • Authors: John S Marr, Charles E Moes, John E Tiller, John C Sweeney
    • Date: Oct 1985
    • Competency: Strategic Insight and Integration>Strategy development
    • Publication Name: Record of the Society of Actuaries
    • Topics: Life Insurance>Marketing and distribution - Life Insurance
  • Military Marketing: Not Just Taking Orders
    all these associations work with one particular direct writer. Military Benefit Association is underwritten ... to each market is needs-based. We have three primary target areas of emphasis: military, federal, and ...

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    • Authors: James A Robinson, Gregory T Taylor, Manley Denton
    • Date: Jun 1998
    • Competency: External Forces & Industry Knowledge; Strategic Insight and Integration
    • Publication Name: Record of the Society of Actuaries
    • Topics: Annuities>Marketing and distribution - Annuities; Life Insurance>Marketing and distribution - Life Insurance
  • New Forms Of Agency Compensation - Impact On Product Design And Company Profitability
    they were going pell-mell into televi- sion and direct mail marketing. The company hired some guy from ... you have the ego gratification of ownership as a direct owner of the company then I think the AOC can ...

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    • Authors: Harold G Ingraham, Robert W MacDonald, Philip Polkinghorn, Ted Bernstein
    • Date: Oct 1986
    • Competency: External Forces & Industry Knowledge>Actuarial theory in business context; Technical Skills & Analytical Problem Solving>Process and technique refinement
    • Publication Name: Record of the Society of Actuaries
    • Topics: Life Insurance>Marketing and distribution - Life Insurance
  • Trends in Agent Compensation
    our exclusive career sales force as one of our primary assets. So one of the questions might be, why ... in moving to a levelized commission basis, the primary objective was to align the interests of all parties ...

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    • Authors: Douglas W Brooks, Albert Easton, John Wellborn
    • Date: Jun 1997
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Record of the Society of Actuaries
    • Topics: Life Insurance>Marketing and distribution - Life Insurance
  • Successful Selling on the Internet
    today is Brad Murray who's also with SS&C. Our primary panelist today is Paul Polchert with Aon Consulting ... more cost-efficient than the Internet. Our primary success has been that people are able to contact ...

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    • Authors: Paul Polchert, J Murray, Brian S Reid
    • Date: Jun 1998
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Record of the Society of Actuaries
    • Topics: Life Insurance>Marketing and distribution - Life Insurance; Technology & Applications
  • Field Compensation Developments
    the insurance industry is projected to come from direct-marketed products, which will own some 20% of the ... quality producers, but just as importantly, to direct the efforts of these producers. Several years ago ...

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    • Authors: David L Baxter, Jeffrey Stevenson, Douglas Van Dam
    • Date: May 1988
    • Competency: External Forces & Industry Knowledge>Internal forces and business performance
    • Publication Name: Record of the Society of Actuaries
    • Topics: Annuities>Marketing and distribution - Annuities; Life Insurance>Marketing and distribution - Life Insurance