Description: This report describes two methods, an observation-based analysis and an actual to model analysis, to analyze long-term care insurance experience to determine if calendar year trends exist.

Description: This report describes two methods, an observation-based analysis and an actual to model analysis, to analyze long-term care insurance experience to determine if calendar year trends exist.

Description: This report describes the results of a survey on reflecting risk in pricing. The survey expands on one conducted in 2003 and was expanded to include life, health, P&C, and non-North American insurance companies.

Description: This section presents book reviews and summarizes recent publications: 'Equitable Assurances' by Ogborn, 'Fulfilling Pension Expectations' by McGill, 'Voluntary Health Insurance and Rate Making' by MacIntyre, 'Prepayment for Medical and Dental Care in New York State...' by State of New York, 'Financing Health Care of the Aged, Part I' by Blue Cross, 'The Second Report of the Ontario Committee on Portable Pensions' by Gathercole and MacGregor, 'Economics of Unemployment Compensation' by Princeton University, 'The Investment Process as Characterized by Leading Life Insurance Companies' by Walter. Some digests also included.

Description: A research project with the Society of Actuaries on interest rate hedging on traditional life and health insurance.

Description: This is the A Review of the Demography of Retirement in the United States abstract authored by Jacob S. Siegel for Session 2B of the January 13-15, 2020 Living to 100 Symposium in Orlando, Florida.

Description: Using data from the Health & Retirement Study [HRS], a two-part medical claim prediction model is estimated for a cohort of survey respondents approaching Medicare-eligibility age. A High Deductible Health Plan [HDHP] with a companion Health Savings Account [HSA] is applied to simulated claims streams to model the build-up of HSA assets over the near-retirement years. Results show that the HSA is a grossly inadequate savings vehicle to provide for retiree medical care expenses at age 65. Moreover, HSA adequacy worsens exponentially with diminishing health status. Based on this simulation, it is apparent that Baby Boomers cannot adequately provide for the costs of medical care in retirement using HSAs exclusively.

Description: This project shows how to use agent-based models to simulate the behaviors of agents in complex health systems.

Description: Excel file containing extracts of utilization and costs for chiropractic and acupunture - males. From a research project examining the utility of standard eligibility and claims extracts for complementary and alternative medical therapies - CAM analysis.

Description: This paper develops net claim costs for each major type of dental service, using experience data under group dental contracts covering 250,000 persons from 1974-1977. From Transactions of Society of Actuaries 1979, Vol. 31.