Description: This is the second annual report on the study of the morbidity experience of Group Comprehensive Medical Expense insurance. From Transactions of the Society of Actuaries 1964 Reports.

Description: This report covers Group Accident and Health experience, including Group Hospital and Surgical Expense benefits. The basic tables contained in the report furnish the crude claim costs for the total experience of three policy years.

Description: New for 2017, we are introducing a series of articles by experienced industry professionals who are relatively new to long-term care (LTC).

Description: Discusses the Canadian Institute of Actuaries' disability morbidity study to update the 1964 CDT and explains the techniques used to interpolate incidence rates from the 1964 CDT.

Description: Discussion of the extent to which current SOA studies are useful and in what ways and their shortcomings.

Description: This discussion is about the significant conclusions that are drawn from the report of 1955-57 morbidity experience under Individual Accident and Sickness policies, hospital-surgical contract morbidity, and disability experience. From Transactions of SOA 1961 Vol. 13 Pt. 2

Description: Discussion of 2008 Living to 100 General Session 4.

Description: This article provides an overview of critical illness insurance: history, product description, and the three primary ways to offer critical illness coverage in the United States. This article also contains an illustration of an issue age premium rate calculation, as well as product features and rating applications specific to the various types of critical illness coverage.

Description: Disabled lives reserves for waiver of premium claims represent significant liabilities for group life insurers who, for the past 35 years, have relied on the 1970 Intercompany Group Life Disability Experience Table. The 2005 Group Term Life Waiver Reserve Table is the replacement. This paper includes an overview of the process and the related findings from this work.

Description: In this article, the authors explore how the recession has impacted new member enrollment in the various state health care programs and the resulting impact on trend.