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Opportunities in Under-Penetrated Disability Markets
and they don't really care a lot whether it was work-related. They do care about workers' compensation ... ) Employers also expect increased quality of care. (If you have one message going out about treatment ...- Authors: Frederic L Broers, David E Scarlett, Daniel D Skwire, Wendy Manners
- Date: Oct 1998
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Health & Disability>Disability insurance
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The New Income Replacement Policies
result of an accident or sickness and is under the care of a doctor. Total disability is never required ... marketing the product. The usual brochures, as well as direct mailing pieces and rate books were developed, and ...- Authors: Andrew M Perkins, Robert L Spies, JOHN HAYNES MILLER, William C Koch
- Date: Apr 1982
- Competency: External Forces & Industry Knowledge; Technical Skills & Analytical Problem Solving
- Publication Name: Record of the Society of Actuaries
- Topics: Health & Disability>Disability insurance
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The New Income Replacement Policies
have as many built-in statutory problems as health care expense insurance, because most legislators are ... that periodically adjustable policies with full direct off- set provisions for social insurance have been ...- Authors: David L Baxter, John C Caton, Charles Habeck, W Duane Kidwell, Gerald S Parker
- Date: May 1982
- Competency: Technical Skills & Analytical Problem Solving>Process and technique refinement
- Publication Name: Record of the Society of Actuaries
- Topics: Health & Disability>Disability insurance
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Current Reserving Issues for Disability Insurance
the experience data. Why margins? Because the primary purpose of statutory reserves is to assure company ... assumptions need to be appropriately conservative. The primary risks that need to be provided for are: (1) ordinary ...- Authors: Kenneth W Faig, Charles Meintel, Vincent DeMarco
- Date: Oct 1999
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Health & Disability>Disability insurance
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Managing the Overinsurance Risk for Disability Insurance
management for both individual disability and long-term care. He is also responsible for the reinsurance underwriting ... underwriting and administration for long-term care. Our second speaker is Howard Rosen. Howard is vice ...- Authors: Andronico L Castillo, Anne Mitchell, Howard L Rosen, Mark Schwisow
- Date: Jun 2002
- Competency: External Forces & Industry Knowledge>Actuarial methods in business operations
- Publication Name: Record of the Society of Actuaries
- Topics: Health & Disability>Disability insurance
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National Issues Involved in Loss-of-Time Coverage
witness the concern in other areas. Additional care is now required to design and retro-fit build- ings ... Federal Government area the largest program is the primary and dependent benefits of the Social Security System ...- Authors: Charles C Black, John C Caton, Carl L Loeffel
- Date: May 1981
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Health & Disability>Disability insurance
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Appraisals of Long-Term Disability and Life Waiver Blocks
transaction is fairly simple. It consists of a direct-writing insurance company transferring the ... reinsurers, and a lot of interest on the part of some direct-writing companies for doing these kinds of transactions ...- Authors: Peter A Heinrichs, Daniel D Skwire
- Date: Jun 2002
- Competency: Technical Skills & Analytical Problem Solving>Process and technique refinement
- Publication Name: Record of the Society of Actuaries
- Topics: Health & Disability>Disability insurance
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Inside the Medical Information Bureau
and group insurance account manager. He has had direct exposure to sales and marketing processes, underwriting ... play within an underwriting operation. MIB's primary business service to the life insurance industry ...- Authors: John R Avery, John Luff, Stacy Gill, John Detwiler
- Date: Jun 1998
- Competency: External Forces & Industry Knowledge>Actuarial methods in business operations; External Forces & Industry Knowledge>External forces and business performance; Technical Skills & Analytical Problem Solving>Process and technique refinement
- Publication Name: Record of the Society of Actuaries
- Topics: Experience Studies & Data>Morbidity; Health & Disability>Disability insurance; Health & Disability>Health care; Life Insurance
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Hot Topics in Individual Disability Income
principal at the Minneapolis office of M&R. His primary areas of concentration are individual and group ... stable from 1996 and 1997 and is probably the direct result of no major claim reserve strengthening ...- Authors: Anne Mitchell, Michael B Koopersmith, Jon M Piano, Kevin Farley, Henry Yi
- Date: Jun 1998
- Competency: External Forces & Industry Knowledge>Actuarial methods in business operations; External Forces & Industry Knowledge>Actuarial theory in business context
- Publication Name: Record of the Society of Actuaries
- Topics: Experience Studies & Data>Disability; Health & Disability>Disability insurance
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Adverse Selection in Disability Insurance
to stay with you for a short time, so they don't care if you make money or not. We are prone to focus ... participation and simplified medical underwriting as primary risk controls and describe what I see as some of ...- Authors: Douglas Taylor, Scott Haglund, Frederick Flores
- Date: Jun 2005
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Health & Disability>Disability insurance