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Hot Topics in Group Long-Term Disability Income
Coordination with income replacement in long-term-care coverage will provide employees with lifetime coverage ... continue to be extremely hot and will still be the primary reason an employer chooses a carrier. There will ...- Authors: David G Fitzpatrick, Paul D Hitchcox, Daniel D Skwire
- Date: Jun 1998
- Competency: External Forces & Industry Knowledge>Actuarial theory in business context; External Forces & Industry Knowledge>External forces and business performance
- Publication Name: Record of the Society of Actuaries
- Topics: Experience Studies & Data>Disability; Health & Disability>Disability insurance
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Association Group Disability Coverage:Past Lessons for a Profitable Future
associations is group medical. In the days before managed care, carriers found this coverage attrac- tive because ... experience-rated. With the advent of managed care and increased federal and state-level legisla- tive ...- Authors: Steven Siegel, Raza Zaidi
- Date: Aug 2000
- Competency: External Forces & Industry Knowledge>Actuarial methods in business operations
- Publication Name: Health Watch
- Topics: Health & Disability>Disability insurance
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Marketing Trends - Smaller Companies - Mass Marketing
persons insured under group plans, policies sold by direct mail, credit card, and newspaper-advertised coverages ... income can be sold on a widespread basis through direct mail or newspaper advertising. Other forms of ...- Authors: William H Aitken, Harold W Black, William J Bryan, John C Burns, Anthony J Houghton, John M Loftis, Chandler L McKelvey, Anna M Rappaport, Harold E Ruck, Richard W Ziock, William R Battle
- Date: Apr 1969
- Competency: External Forces & Industry Knowledge
- Publication Name: Transactions of the SOA
- Topics: Health & Disability>Disability insurance; Life Insurance>Marketing and distribution - Life Insurance
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Employee Benefits Plans
long-term disability insurance and on group medical care insurance. Nobody is talking about the effect on ... with disability income insurance, and with medical care insurance, the situation is different. Here the ...- Authors: David S Anderegg, James F A Biggs, John M Bragg, Burton E Burton, Kenneth T Clark, William Cunningham, J Martin Dickler, Neal A Farmer, Alan N Ferguson, Howard H Hennington, Henry K Knowlton, A Henry Kunkemueller, Daniel F McGinn, Robert J Myers, Daniel W Pettengill, Murray Projector, Robert S Rouffa, Sanford W Scott, Peter Thexton, Gordon R Trapnell, Morton D Miller, Josephine W Beers, Garnett E Cannon, William F Marples, Charles E. Probst, Eugene H Neuschwander, Walter L Reynolds, Robert Ellis Shalen
- Date: Apr 1966
- Competency: External Forces & Industry Knowledge
- Publication Name: Transactions of the SOA
- Topics: Health & Disability>Disability insurance; Health & Disability>Health insurance
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Designing Your Own Individual Disability Reinsurance Program
few years, not unlike what has happened on the direct side. Poor profits have led a number of the reinsurers ... in this business. This may be a good time for direct companies to examine their reinsurance needs regarding ...- Authors: Robert Beal, Andronico L Castillo, William Obert, Vincent DeMarco
- Date: Jun 1999
- Competency: External Forces & Industry Knowledge>Actuarial methods in business operations
- Publication Name: Record of the Society of Actuaries
- Topics: Health & Disability>Disability insurance; Reinsurance
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Individual Disability Insurance Opportunities for Life Insurers
reinsurance lines, which include IDI and long-term care. Currently, Munich American Reinsurance is a recognized ... socio-economics of that field changed to a managed-care crisis, it was ill prepared to sustain the volatility ...- Authors: Andronico L Castillo, Daniel D Skwire, Erica Morrison-Brazitis, Application Administrator
- Date: May 2001
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Health & Disability>Disability insurance
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Digest of Discussion of Subjects of Special Interest - Individual Life and Health Insurance
regular limits by an amount which approximates primary social security benefits. Our new rule reads: ... Medicare benefits and an optional posthospital extended-care benefit rider. The provisions in these new forms ...- Authors: Larry C Ballard, Willis W Burgess, J Stanley Hill, Norman E Hill, Anthony J Houghton, Robert H Jordan, Maynard I Kagen, Bartley L Munson, Bruce E Nickerson, Julia Augusta Oldenkamp, Neil A Parmenter, Joseph C Sibigtroth, G. David Soderquist, Benjamin R Whiteley, Jerome J L Wolf, E Forrest Estes
- Date: Jun 1966
- Competency: External Forces & Industry Knowledge; Technical Skills & Analytical Problem Solving
- Publication Name: Transactions of the SOA
- Topics: Health & Disability>Disability insurance; Health & Disability>Health insurance; Life Insurance
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Disability Income
disability insurance needs to be approached with great care, because the insurer is locked-in to the rate structure ... asset-adequacy conclusions. In the past, the primary means by which we have convinced ourselves that ...- Authors: Paul D Hitchcox, Albert Riggieri, David E Scarlett, Robert J Shlifer
- Date: Jan 1992
- Competency: External Forces & Industry Knowledge
- Topics: Health & Disability>Disability insurance; Public Policy
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Group Long Term Disability
Security including family benefits or integrate the primary insurance amount only. To determine the proper ... Tax Income R@_laced By Disability Annual Income Primary Offset Full Offset $i0_000 98% 66% 20_000 93 74 ...- Authors: Paul W Anderson, Richard S Bilisoly, Robert W Grindley, Kurt K Von Schilling
- Date: Jun 1979
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Health & Disability>Disability insurance
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Pensions
the final average salary less social security primary benefits and does not apply to early retirements ... a final average retirement plan does not take direct account of cost of living increases after retirement ...- Authors: Society of Actuaries
- Date: Jun 1959
- Competency: Technical Skills & Analytical Problem Solving
- Publication Name: Transactions of the SOA
- Topics: Annuities>Group plans - Annuities; Health & Disability>Disability insurance; Life Insurance; Life Insurance>Group plans - Life Insurance; Pensions & Retirement>Defined benefit plans