Description: This paper presents an analysis of the basic actuarial theory for life insurance policies which have fixed premiums, the entire reserve held in a separate account, the assets of which would be invested primarily in common stocks, etc. From Transactions of Society of Actuaries 1969, Vol. 21 Pt. 1, No. 61

Description: This report is an update of the U.S. Population Mortality Observations – Preview of 2020 Experience released in May 2021. This update is based on 2020 provisional death data released by the CDC.

Description: The Society of Actuaries and LIMRA have sponsored a Variable Annuity Guaranteed Living Benefit Utilization Study. This study is an annual update of earlier investigations conducted since 2006.

Description: This is a discussion about the Guaranteed Insurance Rider and who is buying it. From Transactions of Society of Actuaries 1962, Vol. 14 Pt. 2

Description: This is a discussion about the adoption of 1958 CSO Table. From Transactions of Society of Actuaries 1962, Vol. 14 Pt. 2

Description: This panel discussion recorded in the Transactions of Society of Actuaries 1959, Vol. 11, No. 30 AB addressed smaller company considerations with respect to Guaranteed Insurability, Family Policy problems, and actuarial research.

Description: This panel discussion seeks to answer the following questions: Is the competitive position of smaller companies improving as compared to that of the larger companies? How are companies not offering this policy meeting this competition? Is there a trend toward the seeking of growth by smaller companies through expansion into Group, Accident and Sickness and other fields? From Transactions of Society of Actuaries 1960, Vol. 12, No. 33.

Description: This study and report have the following primary purposes: 1. Evaluate recent mortality experience relative to standard industry mortality tables, at a broad level. 2. Observe general trends in mortality experience by key policy characteristics. Where possible, provide insights into the industry changes contributing to the observed trends. 3. Provide the underlying data in spreadsheet pivot table format for further investigation by qualified actuaries. Provide data also in a delimited text file and Tableau dashboards for use with other software tools.

Description: The VBT Analysis Subgroup (“Subgroup”) of the Joint Academy Life Experience Committee and SOA Preferred Mortality Oversight Group (“Joint Committee”) recommends the approach documented in this report for determining when there is sufficient change in the emerging actual mortality experience relative to the current VBT to warrant changes to the table.

Description: This overview shows considerations for consumers when reviewing the Life and Annuity Living Benefit Riders study.