Description: The rights of participating policyholders are examined when demutualization is considered or actualized.

Description: Article from The Actuary September 1992 – Volume 26, No. 7 is about the growth in life insurance from 1970 -1990 as compared to the general economic growth.

Description: This article examines the changes in U.S. regulatory reserve and risk-based capital requirements that will significantly impact the insurance industry and practicing actuaries. It summarizes activity related to principles-based reserves and risk-based capital initiatives during 2005.

Description: This article discusses the three main taxation proposals affecting holders of life insurance and deferred annuity policies announced on Friday, November 13, 1981 by the Federal Finance Minister in Canada. The main proposals are 1 taxation of accrued investment income on life and annuity policies, 2 changes in the adjusted cost basis at disposition of policies and 3 treatment of life insurance policies not registered as retirement savings plans.

Description: Continuing a line which started in Vienna as far back as 1927, COINTRA an acronym for “Cooperation Internationale pour les Assurances des Risclues Aggraves” held its 14th conference in Stockholm from 9th to 12th June, 1981. Some 110 representatives from life assurance and reassurance companies, established in more than a dozen countries, were in attendance for the purpose of exchanging information and reviewing developments in substandard life assurance.

Description: The Actuary Vol. 22, No. 11. This is a debate regarding two approaches to Life Insurance Illustrations: The Range approach vs. the Current Scale approach

Description: Article from The Actuary January 1993 Volume 27, No. 1 highlights solvency measures and what happens if they don't work. Includes discussion on US guaranty association and Canadian CompCorp.

Description: There are growing concerns that the Asian bird flu virus will evolve into a form that can be transmitted from human to human, thus unleashing a new global flu pandemic. This article uses the Spanish flu epidemic and the German life insurance portfolio to analyze the additional claims expenditure due to a pandemic.

Description: This article looks at the options for terminally ill people with life insurance - loans, accelerated benefit options, and viaticals - and asks why more actuaries are not involved.

Description: The author's comments on the future outlook for actuaries and the insurance industry. He poses many thought provoking questions about the future.