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Setting Assumptions in a Changing World
that of direct expense versus overhead expense. Those names almost speak for themselves: direct expense ... those expenses with growth, whereas, additional direct expenses are asso- ciated with new volume. As ...- Authors: Michael Aloisio, G Boyd, Douglas French, Jeffrey Harper, Wilford A Leonard
- Date: Apr 1987
- Competency: External Forces & Industry Knowledge>Actuarial methods in business operations
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance>Pricing - Life Insurance
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Effect of Taxation in the 1980's
there may be a required capitalization of some direct acquisi- tion expenses should they exceed 100% ... failing to qualify as life companies. Would you care to expand on the sig- nificance of that? MR. ABBOT: ...- Authors: Quincy S Abbot, Richard S Robertson, Louis Weisz
- Date: Apr 1980
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance>Pricing - Life Insurance; Public Policy
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Expenses and Pricing
simplified description of these methods, the primary difference being the starting point. Market based ... which is a driver for underwriting costs. A less direct measure is the number of policies sold, although ...- Authors: Sam Gutterman, Katherine Anderson
- Date: Jun 1998
- Competency: Technical Skills & Analytical Problem Solving
- Publication Name: Record of the Society of Actuaries
- Topics: Annuities>Pricing - Annuities; Life Insurance>Pricing - Life Insurance
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Session 64: Utilizing Predictive Analytics to Set Assumptions
closely follow federal law. The Sherman Act, is the primary U.S. antitrust law pertaining to association activities ... Anlayitics Marketing/Sales Consumer Messaging Direct consumer marketing Carefully crafted e-app ...- Authors: Michael Cusumano, Kendrick Lombardo, Michelle Lynne Rosel, Thomas Naraindas
- Date: May 2019
- Competency: Technical Skills & Analytical Problem Solving
- Topics: Life Insurance>Pricing - Life Insurance; Predictive Analytics
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Digest of Smaller Company Forum
recruiting of actuarial students? 1. What are the primary sources of actuarial students for the smaller com- ... which, in fact, they are. Early pay is a rather direct function of exam progress, and there is otherwise ...- Authors: Alden W Brosseau, Russell M Collins, Geoffrey Crofts, Fred DeBartolo, Ralph H Goebel, J Stanley Hill, Anthony J Houghton, George E Immerwahr, John W Lawrence, Glen H Lovekamp, John F McManus, Michael H Risen, Phillip A Schorr, G. David Soderquist, E Brian Staub, Mel Stein, Alfred A Walter, Benjamin R Whiteley, John G Selig, Geoffrey F N Smith, Howard G Eimers
- Date: Jun 1966
- Competency: External Forces & Industry Knowledge; Technical Skills & Analytical Problem Solving
- Publication Name: Transactions of the SOA
- Topics: Actuarial Profession>Traditional careers; Life Insurance>Pricing - Life Insurance; Life Insurance>Marketing and distribution - Life Insurance
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Meeting Recap
counter- productive; and it is much simpler and more direct to compute cash values from the retrospective approach ... agents; personal producing general agents; and direct response. They also discussed advantages and disadvantages ...- Authors: David R Carpenter, Gary Corbett, James Lee Lewis, Dale R Gustafson
- Date: Apr 1980
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance>Pricing - Life Insurance; Life Insurance>Non-forfeiture benefits; Public Policy
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Premiums Varying by Amount and Sex
approved or rejected on its merits alone. A simple, direct statement of the proposal was submitted to the ... from the policy fee an amount sufficient to take care of renewal overhead. They also indicated that they ...- Authors: Society of Actuaries
- Date: May 1957
- Competency: External Forces & Industry Knowledge
- Publication Name: Transactions of the SOA
- Topics: Life Insurance>Pricing - Life Insurance
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Combining LTC Benefits With Other Products
Combining Long-Term-Care (LTC) Benefits With Other Products Track: Long-Term Care/Product Development/Health ... trends have spurred interest in providing long-term-care (LTC) benefits. This session explores how LTC benefits ...- Authors: Edward P Mohoric, Melvin Rambo, William DeCapua, Mark J Warshawsky
- Date: Oct 2001
- Competency: Leadership>Thought leadership; Professional Values>Practice expertise; Strategic Insight and Integration>Strategy development; Technical Skills & Analytical Problem Solving>Innovative solutions
- Publication Name: Record of the Society of Actuaries
- Topics: Annuities>Pricing - Annuities; Health & Disability>Disability insurance; Life Insurance>Pricing - Life Insurance; Long-term Care>Long-term care insurance; Pensions & Retirement>Plan design
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Pricing Methodologies
we would only include those expenses that are a direct result of the type of action we might take. In ... reinsurers or consultants. What we were looking for was direct life insurance company pricing methodology on recently ...- Authors: Shane A Chalke, Douglas Doll, Philip Polkinghorn, Larry Stern
- Date: May 1988
- Competency: External Forces & Industry Knowledge>Actuarial methods in business operations
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance>Pricing - Life Insurance
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Impact of Federal Income Taxes on Product Design
borrowing rate, that 8% becomes a 12%. If we have a direct recognition provision -- for instance a contract ... permissible, but it's certainly not obvious from a direct reading of 7702 nor is it obvious from its legislative ...- Authors: Application Administrator, Christian J DesRochers, David J Bohl
- Date: May 1988
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance>Pricing - Life Insurance