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  • Relationship of IRR to ROI on a Level Term Life Insurance Policy
    IL. BY THE SOCIETY OF ACTUARIES O ne of the primary pricingmeasures for individual lifeinsurance products ... Commissions and expenses (both direct and ceded) • Required capital based on direct premiums To examine the ...

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    • Authors: Wayne Stuenkel
    • Date: Sep 2002
    • Competency: Technical Skills & Analytical Problem Solving>Problem analysis and definition
    • Publication Name: The Financial Reporter
    • Topics: Financial Reporting & Accounting>Generally Accepted Accounting Principles [GAAP]; Life Insurance>Pricing - Life Insurance
  • Corporate-Owned Life Insurance COLI
    perspective, is determining who the primary customer is. If the primary customer is the broker, it's likely ... profitability can be distribution-driven. If the primary customer is the end buyer, these processes will ...

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    • Authors: John Coleman, Steven Eisenberg, Judy Faucett, Timothy Millwood, John Ryan
    • Date: Oct 1995
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Record of the Society of Actuaries
    • Topics: Life Insurance; Life Insurance>Pricing - Life Insurance
  • Technology and the Actuarial Pricing Model - What Comes Next?
    FH1747:Q CASHFLOWS PER $100 AT 6 SCENARIOS The primary decomposition in ABCD (Chart 10) clearly shows ... portfolio. We’ve found, for annuities, that the best primary decomposition is not zero-coupon bonds but a synthetic ...

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    • Authors: Shane A Chalke, Thomas W Reese, Irwin T Vanderhoof, Douglas A George, Mark C Abbott
    • Date: May 1996
    • Competency: Technical Skills & Analytical Problem Solving>Process and technique refinement
    • Publication Name: Record of the Society of Actuaries
    • Topics: Annuities>Pricing - Annuities; Life Insurance>Pricing - Life Insurance; Modeling & Statistical Methods; Technology & Applications>Software
  • E-Commerce Series: Marketing on the Internet
    differ from traditional agencies in that their primary purpose is to draw traffic to their Web site, which ... include UL, VUL and annuities, and possibly long-term care and disability income. During the course of this ...

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    • Authors: Philip J Cernanec, Michael L Fix, Sanford Herman, Paul A Schuster, Larry Stern, Frederick S Townsend, Edwin Schrum, Stephen Rulis, Craig Blumenfeld, Kristina Meyer
    • Date: Jun 2000
    • Competency: External Forces & Industry Knowledge>External forces and business performance; Strategic Insight and Integration
    • Publication Name: Record of the Society of Actuaries
    • Topics: Life Insurance>Pricing - Life Insurance; Technology & Applications>E-commerce
  • Unisex And Risk Classification
    everybody thought that somebody else was taking care of it and no attention was really being paid. It ... started collecting funds to develop a direct mail campaign so that direct mail would come in to the Senators ...

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    • Authors: Harvey S Galloway, Barbara Lautzenheiser, Kim W Ledbetter, John O Montgomery, William David Smith, Ronald E Timpe
    • Date: Oct 1983
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Record of the Society of Actuaries
    • Topics: Annuities>Pricing - Annuities; Experience Studies & Data>Mortality; Life Insurance>Pricing - Life Insurance; Public Policy
  • Individual Life Product Development
    etc. Drawing upon past experience the initial direct emphasis will usually, but not always, be upon ... share techniques do not specifically incorporate a direct assumption for federal income taxes. In other words ...

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    • Authors: Edward T Hill, James Reiskytl, Michael L Smith, William Strong
    • Date: May 1978
    • Competency: Technical Skills & Analytical Problem Solving>Innovative solutions
    • Publication Name: Record of the Society of Actuaries
    • Topics: Life Insurance>Pricing - Life Insurance; Life Insurance>Term life; Life Insurance>Whole life
  • What's Trending in the Universal Life Market? More of the Same
    accumulation and effi cient distribution are the primary concerns of the buyer. With- in this category ... terminal illness, to chronic illness and long-term care. Under chronic illness riders, payment of the ...

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    • Authors: Susan Saip
    • Date: Oct 2015
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Product Matters!
    • Topics: Life Insurance>Pricing - Life Insurance; Life Insurance>Product development - Life Insurance; Life Insurance>Universal life
  • Adequacy of Pricing - Considerations
    quotes to give you. These things are not necessarily direct results of what pricing actuaries have done, but ... sort of trend. This is not something that is a direct result of pricing actuaries' actions, but I think ...

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    • Authors: Joseph E Crowne, Robert H Dreyer, Robert P Hill, Burton Jay
    • Date: Oct 1990
    • Competency: External Forces & Industry Knowledge; Technical Skills & Analytical Problem Solving
    • Publication Name: Record of the Society of Actuaries
    • Topics: Annuities>Pricing - Annuities; Life Insurance>Pricing - Life Insurance
  • Reinsurance of Last to Die Policies: Is It Worth It?
    Manulife (he'll be speaking about last to die from a direct company's point of view and a relxocessionaire's ... went to work for a reinsurance company, and those direct companies wanted everything. They just wanted us ...

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    • Authors: Ronald Klein, Kevin Larsen, Michael DeKoning
    • Date: Apr 1995
    • Competency: Technical Skills & Analytical Problem Solving
    • Publication Name: Record of the Society of Actuaries
    • Topics: Life Insurance>Pricing - Life Insurance; Reinsurance>Life reinsurance
  • AIDS: Pricing and Reserving Considerations
    limiting thc proper classifica- tion of risks. The primary reason for using antibody tests and other techniques ... Lifetime Health Care Cost for People with AIDS In 1985 the CDC cstimated that the health care cost per AIDS ...

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    • Authors: Dennis A Deeter, David Holland, Chester T Lewandowski, Melvin C McFall
    • Date: Jun 1988
    • Competency: External Forces & Industry Knowledge>External forces and business performance
    • Publication Name: Record of the Society of Actuaries
    • Topics: Life Insurance>Pricing - Life Insurance; Life Insurance>Reserves - Life Insurance