Description: Discussion of the attitudes of consumers and consumerists regarding the life insurance industry and its products and a discussion of opportunities for improvement Topics include: 1. Disclosure to existing policyholders 2. Policy loan problems, including the policy replacement problem 3. dividend determination practices and 4. deceptive sales practices in the llfe insurance business.

Description: Presented at October 1996 Annual Meeting. This discussion looks at recent developments and emerging issues with the NAIC.

Description: Presented at May 2002 Spring Meeting. Insurance and banking experts update financial services convergence issues since the passage of Gramm-Leach-Bliley 'GLB, a.k.a. Financial Services Modernization Act'. Company reaction to the passage of GLB, actuarial contributions to the process and future actuarial implications are addressed.

Description: This is a discussion of the current topics in Canadian insurance. Specifically, it discusses product development, financial considerations, management of existing business, and outlook for field force.

Description: This presentation is a concurrent session from the 1980 Meeting of the Society of Actuaries, held May 29-30 in Minneapolis. The panelists discuss the nature of current criticisms of risk classification practices, implications of recent court decisions - Manhart and TIAA-CREF, and the potential adverse implications of eliminating some common classification variables. Discussion from participants is included. From the Record of Society of Actuaries, Volume 6, No. 2.

Description: Discussion on the future of permanent life insurance. The panel examines whether cash value life insurance will continue in light of uncertain economic future, double digit inflation, competitive term products, replacements, increasing policy loans, attractive alternative savings products and the consumerist/regulatory atmosphere. g. Consumerist and regulatory atmosphere? h. Possible changes in tax, nonforfeiture and valuation laws?

Description: Presented at June 1986 Spring Meeting. This session discussion is about sex discrimination, impairments, and social insurance issues.

Description: Presented at June 1986 Spring Meeting. This session discussion is about the status of state and federal regulations regarding the development of PPOs and other alternate delivery systems and anti-trust laws affecting PPO development.

Description: This panel discussion is from the 1991 Meeting of the Society of Actuaries, held May 16-17 in New York. The panelists, including regulators and a retired insurance company CEO, discuss the evolution and current status of industry regulation and offer perspectives as to how that process is and will be changing to address future industry dynamics. Topics include status of regulation in the United States, notable failures and successes, state regulation versus other alternatives, e.g., federal-state, and industry risk management, including prevention of business failures, and state guarantee fund. Discussion from participants is included. From the Record of Society of Actuaries, Volume 17, No. 2.

Description: This concurrent session took place at the 1975 Society of Actuaries Spring Meeting in New York, held in April. The presenters addressed various aspects of agency compensation and consumerism including the objectives of a compensation system, the services performed by the agent, how consumers view agent compensation, how the commission structure affects an agent’s advice, the impact of inflation on agents’ earnings, possible improvements to agent compensation, and regulation of “fair value” of insurance.