Description: Discussion of private letter tax rulings on the definition of Cash Surrender Value for purposes of interpreting the definition of life insurance for the policyholder's taxation of the contracts.

Description: This survey is an annual survey that captures individual and group life data from U.S. and Canadian life reinsurers.

Description: In this discussion of President Obama’s financial regulatory reform on start-up companies, the author believes”that the proposed requirement has the potential to significantly increase the financial burden on an early-stage firm through increased scrutiny and record-keeping” This paper outlines the extent of the issues facing a start-up company due to the Administration's proposals, and offers solutions to the problems facing these entrepreneurs.

Description: The decrease in interest rates over the last several years has led to decreases in the maximum valuation rate and maximum nonforfeiture interest rate, and companies need to prepare for these changes.

Description: This article provides an update on Department of Labor's fiduciary regulation for retirement plans/investors focusing on a July 2017 request for information.

Description: Recaps the evolution of VA products and hedging programs. Reflects on strategic considerations that contributed to relative performance in this market.

Description: This article explores the market volatility of 2008, and addresses the following question: “was the market behaving inefficiently as appeared to be the case in 2008, or was there something truly rational going on, which for most people was hard to see?”

Description: Discussion of what bank holding companies earned in insurance brokerage fee income in 2008.

Description: Leading enterprise risk management ERM actuaries identified the top 11 areas of risk of 2011 and will provide monthly insight on how ERM programs can be used to hedge against those systemic risks. 'A realistic outlook on the probability of impending natural disasters and their associated risks will help businesses and individuals better prepare, helping to lessen the severity of impact on the global economy while also seizing opportunities to help those in need.' From the Bubble Risk Bulletin-June 2011.