Description: This session dealt with Regulatory Considerations in Group Insurance. Topics included: 1. National health insurance. 2. Federal hospital cost control programs. 3. Non-discrimination legislation and regulation. 4. Multiple- employer trusts. 5. Impact of recent OASDI financing changes. 6. Changes in mandatory retirement age on group insurance.

Description: This is a discussion about the issues surrounding retirement at age 70. What redesigns of group life, disability, and health plans is necessary as a result of raising the minimum mandatory retirement age to 70? What is the cost effect of these changes? How do you handle benefit design in states with no mandatory retirement age? How should pension and profit-sharing plans be changed to conform to the new law? From Record of the Society of Actuaries 1979, Volume 5, No. 1.

Description: This panel discussion focuses on design and cost considerations of group health insurance including pricing, credibility formulas, cost containment, trends in morbidity experience, and improving cost effectiveness to the policyholder. From Record of Society of Actuaries 1980, Vol. 6, No. 4.

Description: Panelists at this session of the SOA 1995 Vancouver Spring Meeting debate the pros and cons of Medical Savings Accounts [MSA]. Viewpoints on the effectiveness of MSAs, expected changes in medical consumer behavior, anticipated cost savings, and other topics are discussed.

Description: The panel at this session of the SOA 1995 Vancouver Spring Meeting discusses issues associated with the development of HMO plans for Medicaid and Medicare beneficiaries.

Description: This session from the 1995 SOA Boston Meeting outlines the proposed Actuarial Standard of Practice ASOP with respect to small-group, reform rate certifications and the feedback from Society members regarding the proposal. From the Record of the Society of Actuaries, Vol. 21, No. 4b.

Description: This panel at the SOA 1997 Palm Desert Spring Meeting discusses how ratings and rating agencies affect health care insurance and related organizations. Advice is offered on maintaining a good relationship with rating services.

Description: On January 1, 1999, the National Association of Insurance Commissioners adopted a new model regulation addressing risk-based capital for managed care organizations. This presentation from Session 16OF of the SOA 1999 San Francisco Annual Meeting discusses the features of this regulation and what has been learned in the months since its adoption. From the Record of the Society of Actuaries, Vol. 25, No. 3.

Description: This panel at the SOA 1982 Colorado Springs Spring Meeting presented a discussion on Small Group Insurance. Discussion included the role of the agent, monitoring financial results, benefit design, the use of individual underwriting, rate guarantees and frequency of rate adjustments and trends in coverage.

Description: Insurers have been getting out of the individual medical expense market. This session will address the implications of such a decision: Nature of the problem Viability of individual medical products Challenge to the actuary Consequences of withdrawal Alternatives of withdrawal. Record of the Society of Actuaries Vol. 10, No. 2 at Salt Lake City