Description: The article discusses PLR 201632004, which addresses the partial annuitization rules of IRC section 72(a)(2) in the context of a deferred income annuity rider attached to a variable deferred annuity contract.

Description: Report presenting the 1976-86 mortality experience for contracts issued in the U.S. through 1985 under individual immediate annuities, life income settlements, and matured deferred annuities.

Description: Panelists at this session of the SOA 2003 Washington, DC Spring Meeting discuss the shift in interest in the market place from accumulation to income, i.e. payout annuities. Marketing opportunities and product designs are discussed.

Description: This session focuses on the financial issues related to income products. A panel of experts discusses pricing, investment, and risk management in underwriting payout annuities. From the Record of the Society of Actuaries, Volume 27, No. 3, Session 80PD of the New Orleans Annual Meeting.

Description: This discussion examines the following questions: Do current immediate annuity rates reflect present conditions as to mortality, interest, and expense? To what extent do statutory reserves that exceed gross premiums less expenses represent a serious problem? What is being done in the way of using generation type annuity rates for settlement options?

Description: I recommend a Social Security deferral product, and two annuity enhancements. I then discuss the challenges faced in getting such products distributed.

Description: A contract owner selects a payout for his annuity using an AI/bot. The AI/bot presents various options with differences in payment and interacts with him in a simulated chat session. He decides on the form of payout. Compared to regular customer service the AI/bot was an improved experience with a call to action for the industry to build it.

Description: This paper describes the derivation of the ELAS Life Income Mortality Table, which has been adopted by the Equitable Life Assurance Society as the mortality basis for the life income option of the modes of settlement in its current series of policy forms and for the calculation of premiums under currently issued individual deferred annuity contracts.

Description: I propose a Social Security deferral product and two annuity enhancements. Then I address the challenges in getting such products distributed.

Description: In session 138 PD of the Washington Annual Meeting panelists discuss the possibility of a single premium immediate annuity that offers liquidity options. From the Record of the Society of Actuaries, Vol. 23, No. 3.