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Analysis of the Deficit Risk in Group Insurance
Analysis of the Deficit Risk in Group Insurance This paper analyzed the deficit risk that an insurer assumes when a group insurance contract is subject to a retrospective experience-rating ...Description: This paper analyzed the deficit risk that an insurer assumes when a group insurance contract is subject to a retrospective experience-rating arrangement. In this paper, a method for quantifying the deficit risk and determining explicitly an appropriate risk charge level is developed.
Hide- Authors: John A Mereu, Harry H Panjer
- Date: Oct 1980
- Competency: Technical Skills & Analytical Problem Solving
- Publication Name: Transactions of the SOA
- Topics: Life Insurance>Group plans - Life Insurance