Description: Risk based pricing addresses some of the shortcomings of traditional pricing methods by providing a framework for understanding the tradeoffs between shareholder risks and rewards using a robust, transparent and objective economic methodology that is consistent across products.

Description: Key findings from Milliman's 2019/2020 UL/IUL survey. Provides benchmarking for UL/IUL competitors relative to trends in the industry.

Description: In this article the author compares the profitability of Variable Life Insurance and Universal Life Insurance products. He concludes that a company can develop a typical VUL product with adequate profitability as compared to the company’s current UL product.

Description: This article discusses the development process and the impact of implementing levelized commission products.

Description: This article discusses a recently completed RGA in-depth study that looked at assumptions and experience for lapses and mortality at the end of the level premium period for level term business.

Description: Article Disparate Origins Of Life And Non-Life Insurances by Beard in The Actuary, February 1979, Volume 13, Number 2

Description: This article describes how actuaries can get involved in research being conducted by the Society of Actuaries.

Description: Discusses the results of an inter-company study of the effect of cigarette smoking on Ordinary Insurance mortality. The study also includes an underwriting guide.

Description: This feature discusses the article by syndicated columnist Ellen Goodman in the March 3rd Los Angeles times titled Insuring an End to the Actuarial Rip-Off of Women It was about risk classification arguing in favor of unisex pricing for individual contracts, which the author of this article did not agree.

Description: The article provides a summary of the Taxation Session sponsored sessions at the Life and Annuity Symposium.