Description: This discussion focused on looking at the immediate uses of the 1951 Impairment Study for the smaller company, the use of new technology such as punch card machines in an effort to reduce cost, methods of budget procedure, use of interim financial reporting and attendant issues such as interim period reserve computations, and problems with underwriting, commission accounting, or conflict with interests of own agents when small companies accept business from agents or brokers of other companies.

Description: This discussion at a 1959 Regional Meeting examines underwriting issues including expense reduction, nonmedical limits, and the use of inspection reports.

Description: This discussion examines underwriting and the minimum necessary or desirable and if more than one substandard rating class is practicable. From Transactions of Society of Actuaries 1960, Vol. 12, No. 33.

Description: Discusses issues specific to large amount underwriting and the mortality outlook for current high face amount plans.

Description: This article is from the Digest of Informal Discussion, Transactions of Society of Actuaries 1956 Volume 8, Number 20. The article identifies the participants and summarizes each person’s comments. The participants discuss underwriting for occupations such as aviation, where traditionally additional charges over standard rates have been made. In light of improving mortality from occupational hazards, the participants discuss whether most occupations should be rated standard, and the impact of such changes.

Description: Presents aviation mortality statistics from1979 - 1980. Historical data is provided from 1971 forward.

Description: Discusses underwriting classification trends, term vs. permanent mortality experience with and without medical exams, mortality and lapse experience of military personnel, factors in addition to insurability which should be taken into account by underwriters - such as lapse risk. Also discussed are health underwriting and underwriting expenses.

Description: Covers aviation mortality primarily from 1985 and 1986 data obtained from US and Canadian governmental sources, including both civilian and military. Historical data is shown from 1975 for Canada and 1977 for the US.

Description: This discussion focuses in particular on changes in assessment of build and blood pressure risk and war risk.

Description: Discussion of the mortality experience of the Korean War. The purpose of this paper to present some statistics and point out variations in the hazard that might that might be of value in setting up rules for the underwriting of military risks.