Description: This article is from the Digest of Informal Discussion, Transactions of Society of Actuaries 1956 Volume 8, Number 20. The article identifies the participants and summarizes each person’s comments. The participants discuss underwriting for occupations such as aviation, where traditionally additional charges over standard rates have been made. In light of improving mortality from occupational hazards, the participants discuss whether most occupations should be rated standard, and the impact of such changes.

Description: Accelerated Underwriting – Two Studies (Delphi and SOA Survey)

Description: Presentations from members of: Haven Life; Ladder Life; Life by Spot

Description: Welcome and Introduction

Description: This 1978 panel discussed risk classification systems for a variety of products. Topics covered included: 1. regulatory and social policy encroachment on risk classification systems 2. possible changes in underwriting/marketing strategy because of changed regulatory requirements 3. use of the social imperative via regulation or legislation to mandate availability of coverage to high risk classifications 4. implied use of the risk classification system to provide incentives to control socially undesirable behavior 5. potential use of private mass coverage to minimize the impact on risk classification systems for coverages mandated by law or social policy 6. the ultimate in risk classification systems: self-insurance

Description: Session 176: The Future of Medical Records in Underwriting

Description: This discussion at the SOA 1997 Palm Desert Spring Meeting looks at issues related to second-hand smoke including the negative health effects and underwriting implications.

Description: This session at the SOA 1990 Annual Meeting includes discussion of an historical review of underwriting practices, preferred class underwriting, laboratory testing, facultative reinsurance, and mortality results. Latin America experience is also presented.

Description: Experts in this area discuss the latest research, the impact on risk classification, the legislative and regulatory issues involved, and the latest efforts by the American Academy of Actuaries. From the 1997 Record of Society of Actuaries, Vol. 23, No. 3.

Description: This session at the SOA 1962 Jacksonville and Chicago Regional Meetings discussed current underwriting issues including the numerical rating system, mortality experience, and underwriting for pilots and immigrants.