Description: This article discusses the demographic trends as the “baby boomer” generation begins to retire, including implications for retirement plans, Social Security, and other considerations. Reprinted from the Federal Reserve Bank of San Francisco Economic Letter, Number 98–20, June 26, 1998.

Description: Post-Retirement Experiences of Individuals Retired for 15 Years or More

Description: This article summarizes a roundtable discussion moderated by Anna Rappaport. The purpose of the roundtable was to discuss a model of personal investing known as the Life–Cycle Model of Investing and Saving. This model is concerned with how individuals can find ways to smooth their consumption so that they have a roughly similar standard of living across different periods of time.

Description: A list of SOA recently published retirement risk research reports

Description: This paper identifies and discusses 10 ways in which Americans lack a realistic understanding of retirement saving.

Description: This document is intended for reporters and editors seeking information and thought leaders on how to clarify the complexities of retirement planning and the associated risks for the individual consumer. It provides tips and a summary of considerations and risks involved with transitioning into retirement, and includes bios for expert actuaries specializing in retirement, who are available for interviews or comment, and contact information for the Society.

Description: Provides perspective on how risk has been shared in a variety of retirement and insurance arrangements, and suggestions some ideas for innovations and different risk sharing in the future. Traditional retirement program are defined benefit and defined contribution, which have very different methods of risk sharing. The new ideas share risk differently. Offers some history of retirement and risk sharing. Goal is to improve retirement security.

Description: This is the Phase II report of a two–phase effort. The Phase I report, released in March 2009, consists of defining relevant and actionable consumer segments among middle–income/mid–level net worth households. This Phase II report defines a basic approach that could lead to a set of answers or 'solutions' that address the retirement risks faced by each segment. A second objective of Phase II is to provide insight regarding the nature of the retirement risks faced by varying segments of consumers and suggestions for solutions that address those risks.

Description: The SOA and the CIA are pleased to make available a research report assessing the impact of Canadian Pension Plan (CPP) enhancements.