Description: Survey of post level term lapse and mortality assumptions for level term premium plans.

Description: This paper is written as a sequel to that on Derivation of Premium Rates for Renewable Term Insurance. It is the purpose of this paper to present a method for deriving gross premiums for renewable term insurance of contemporary design, which are virtually independent of the rates of renewal. From Transactions of Society of Actuaries 1960, Vol. 12, No. 34.

Description: This is a discussion on the title paper by Robert E. Larson. Included are discussions of how Larson's methods would work if applied in their companies.

Description: This session from the 1984 Salt Lake City Meeting covers three Term Insurance Issues: : mortality and persistency, current trends in product design and the future outlook for term insurance.

Description: A method to price a term life policy to properly reflect the post conversion experience. Also reserving methods, in both the term and perm products.

Description: This 1977 panel discussion examined actuarial considerations in the design of term products. Topics included: 1. The special design features included in renewable and decreasing term plans 2. special factors that need to be considered in the pricing of term products 3. Typical term profit objectives

Description: As more term insurance policies move to the post-level period, actuaries are evaluating policyholder behavior and expected mortality. Enough experience has now emerged to provide a spectrum of outcomes that can model the relationship between premium increases, persistency and mortality. The presenters will share findings and consider how different post-level premium structures produce different results.

Description: Key excerpts from research recently performed by Milliman consultants for the SOA on the impact of VM-20 on life insurance product development.

Description: This article presented excerpts taken from a 1998 newsletter of the National Alliance of Life Companies regarding XXX. The topics covered included possible adoption timeline, basic reserves, unitary reserve test, deficiency reserves, deficiency mortality table, etc.

Description: This article compares earnings emergence under five popular world-wide accounting bases for two insurance products, term life and fixed deferred annuity.