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The Future of Single Premium Life Insurance and Annuities
profit margin and overhead expenses not covered by direct loads or other charges, (ii) avoiding capital losses ... sell single premium life and annuities as their primary (bread and butter) products. However, the single ...- Authors: John Fritz, Burnett A Halstead, D Ted Steven, James A Tilley
- Date: Apr 1980
- Competency: External Forces & Industry Knowledge; Technical Skills & Analytical Problem Solving
- Publication Name: Record of the Society of Actuaries
- Topics: Annuities>Fixed annuities; Life Insurance>Whole life
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New Actuarial Standards for Insurance Company Reporting in Canada
First year commissions are 50% of premiums, other direct first year expenses are 50% of premiums, indirect ... outset, I would like to state that GAAP has as its primary objective the proper matching of costs and revenues ...- Authors: Kenneth T Clark, Daniel J Kunesh, Robin B Leckie, Michael Rosenfelder
- Date: May 1978
- Competency: External Forces & Industry Knowledge; Technical Skills & Analytical Problem Solving
- Publication Name: Record of the Society of Actuaries
- Topics: Financial Reporting & Accounting; Public Policy
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Persistency and the Retention of Agents
full confidence in his ability to sell to his primary market. The less frequently sold or more technical ... by developing a large multiple line system or a direct mail system). A recent LIMRA publication, Profits ...- Authors: Application Administrator, Neil M Anderson, Joseph R Brzezinski, Jesse M Schwartz, Frank Zaret
- Date: Oct 1978
- Competency: External Forces & Industry Knowledge; Technical Skills & Analytical Problem Solving
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance>Marketing and distribution - Life Insurance
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Group ASO and Minimum Premium Plans
problems for them to charge back to a specific job any direct-claim payments in a month where the claims had ... arrange the plan so that it is second and not primary? MR. BARKSDALE: Quality of claims control varies ...- Authors: Application Administrator, William Cunningham, Richard G Murdock, Richard J Barksdale
- Date: Jun 1978
- Competency: External Forces & Industry Knowledge; Technical Skills & Analytical Problem Solving
- Publication Name: Record of the Society of Actuaries
- Topics: Health & Disability
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Current Events - GAAP
out what will be in there and when. Also, take care upon implementation, because what you do now pretty ... you're trading in a hospital indemnity for long-term care, that is different types of morbidity risks.- Authors: John Morris, Michael Hughes, Jason Morton, Deborah Whitmore
- Date: May 2003
- Competency: External Forces & Industry Knowledge; Technical Skills & Analytical Problem Solving
- Publication Name: Record of the Society of Actuaries
- Topics: Financial Reporting & Accounting>Generally Accepted Accounting Principles [GAAP]
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Nondiscrimination Rules
his benefit. The question that I would like to direct to Tom and Roger is that this obviously was not ... industry to expand the safe harbor deals with primary insurance amount (PIA) offsets plans asking that ...- Authors: Roger C Siske, Thomas Miano, Timothy W Sharpe
- Date: May 1992
- Competency: External Forces & Industry Knowledge; Technical Skills & Analytical Problem Solving
- Publication Name: Record of the Society of Actuaries
- Topics: Pensions & Retirement>Pension legislation and regulation
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Pricing Technologies for the 1980's
relative net costs? 6. What will be the actuary's primary pricing problems in an increasingly competitive ... alternatives to the life table model. It remains the primary tool for individual product pricing to- day, and ...- Authors: Clayton A Cardinal, Peter F Chapman, Joseph M Fitzgerald, Robert Shapiro
- Date: Apr 1980
- Competency: External Forces & Industry Knowledge; Technical Skills & Analytical Problem Solving
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance>Pricing - Life Insurance
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Individual Disability Income - Managing the Bottom Line
Premium growth should be measured in terms of total direct premium not just new business. It doesn't help ... portion are held by the reinsurer. Probably the primary reason why most companies reinsure disability income ...- Authors: Robert Beal, W Duane Kidwell, David E Scarlett, Lois VandeKopple
- Date: Apr 1990
- Competency: External Forces & Industry Knowledge; Technical Skills & Analytical Problem Solving
- Publication Name: Record of the Society of Actuaries
- Topics: Health & Disability>Disability insurance
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Nonparticipating Life Products with Nonguaranteed Premiums
states are considering regulations. While the primary purpose of these regulations is NONPARTICIPATING/NONGUARANTEED ... and since Section 216 is extraterritorial, the direct application of Section 216 to these forms would ...- Authors: Daniel Case, Richard A Swift, William T Tozer, Michael P. Tine
- Date: May 1980
- Competency: External Forces & Industry Knowledge; Technical Skills & Analytical Problem Solving
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance
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Financial Integration of the Pricing Process
Aegon USA chosen to use value added as one of our primary manage- ment information tools? One reason is because ... parent company because we were going to use it as a primary communication tool with them, and we wanted something ...- Authors: Patricia Guinn, Douglas C Kolsrud, Philip Polkinghorn
- Date: Jun 1990
- Competency: External Forces & Industry Knowledge; Technical Skills & Analytical Problem Solving
- Publication Name: Record of the Society of Actuaries
- Topics: Annuities>Pricing - Annuities; Life Insurance>Pricing - Life Insurance