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A Decade into Accelerated Underwriting: The New Normal for Advanced Risk Selection
A Decade into Accelerated Underwriting: The New Normal for Advanced Risk Selection A high-level ... individual life accelerated underwriting market. The primary goal of the survey was to compare current results ...- Authors: Lisa Seeman, David Goehrke
- Date: Aug 2023
- Competency: External Forces & Industry Knowledge
- Publication Name: Product Matters!
- Topics: Life Insurance; Life Insurance>Underwriting - Life Insurance
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SOA Annual Meeting Summary - Product Development Focus
multiple states has developed standards for Long Term Care, with Disability Income and Group Life products ... mentioned in the outset, these are highlights that may direct you to further review presentation materi- als ...- Authors: Paula Hodges
- Date: Feb 2012
- Competency: External Forces & Industry Knowledge
- Publication Name: Product Matters!
- Topics: Actuarial Profession>Standards of practice; Annuities>Pricing - Annuities; Life Insurance>Pricing - Life Insurance; Public Policy
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The No App, App
Recovery Act was enacted Feb. 17, 2009, with the primary intent to modernize our nation’s infrastructure ... working to be there by 2020. But why should you care? Is this a cost-savings play, a technology play ...- Authors: Priyanka Srivastava, Chris E Stehno
- Date: May 2019
- Competency: External Forces & Industry Knowledge
- Publication Name: Product Matters!
- Topics: Technology & Applications
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Free Tacos!
created the table below to help illustrate the primary differences. Now, this is not intended to understate ... mostly middle market, writes a lot of long-term care, etc.” The more “searchable” these notes, the ...- Authors: Steven Rueschhoff
- Date: Feb 2014
- Competency: External Forces & Industry Knowledge; Leadership>Thought leadership; Results-Oriented Solutions>Actionable recommendations; Results-Oriented Solutions>Assess decision effectiveness; Technical Skills & Analytical Problem Solving>Innovative solutions
- Publication Name: Product Matters!
- Topics: Annuities>Product development - Annuities; Life Insurance>Product development - Life Insurance
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Universal Life and Indexed Universal Life Survey: Results
values to be available for distribution is the primary concern of the buyer. Within this category are ... in 2018 and 50 percent during YTD 9/30/19. The primary reasons reported for not meeting profit goals were ...- Authors: Susan Saip
- Date: Aug 2020
- Competency: External Forces & Industry Knowledge
- Publication Name: Product Matters!
- Topics: Life Insurance>Pricing - Life Insurance; Life Insurance>Reserves - Life Insurance; Life Insurance>Secondary guarantees; Life Insurance>Underwriting - Life Insurance; Life Insurance>Product development - Life Insurance; Life Insurance>Universal life; Life Insurance>Capital - Life Insurance; Life Insurance>Accelerated underwriting; Life Insurance>Simplified issue
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Living Benefit Riders to Life Insurance Policies: Pricing Considerations and Strategy
insurance carriers offer chronic illness or long-term care (LTC) acceleration of benefit riders on life insurance ... on their life insurance policy to help with the care they will need over the coming months. In this scenario ...
- Authors: Robert T Eaton, Jennifer Howard
- Date: Jun 2021
- Competency: External Forces & Industry Knowledge; Strategic Insight and Integration
- Publication Name: Product Matters!
- Topics: Life Insurance>Product development - Life Insurance; Long-term Care>Long-term care pricing
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SEAC Secondary Guarantees Debate
even if the cash surrender value is zero. The Primary Guarantee in a UL plan limits the maximum Cost ... consider a UL policy that, in addition to its primary guarantees, says if the owner pays a specified ...- Authors: Society of Actuaries
- Date: Dec 1999
- Competency: External Forces & Industry Knowledge; Technical Skills & Analytical Problem Solving
- Publication Name: Product Matters!
- Topics: Life Insurance>Secondary guarantees
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Universal life and indexed universal life survey results
values to be available for distribution is the primary concern of the buyer. Within this category are ... UL products. Figure 3 shows sales of long-term care (LTC) riders as a percentage of total sales (measured ...- Authors: Susan Saip
- Date: Sep 2019
- Competency: External Forces & Industry Knowledge
- Publication Name: Product Matters!
- Topics: Life Insurance
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Pricing for Internet Distribution
different profile for Internet sites than for other direct or agent distribution. Many of the sites have up-front ... controlled. Underwriting and issue costs are similar to direct marketing costs. The use of a call center to manage ...- Authors: W Howell Pugh
- Date: Jul 2003
- Competency: External Forces & Industry Knowledge
- Publication Name: Product Matters!
- Topics: Technology & Applications>E-commerce
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Product Pricing in the Year 2010
addition to the increased cost of reinsurance, direct writers are also concerned about reinsurer credit ... the amount of monies that the capital markets can direct toward an arbitrage opportunity, and the short ...- Authors: Michael Taht
- Date: Mar 2005
- Competency: External Forces & Industry Knowledge; Technical Skills & Analytical Problem Solving
- Publication Name: Product Matters!
- Topics: Life Insurance>Pricing - Life Insurance