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Accelerated Benefits
individual life, as it's marketed by agents, and in direct response sales, and for group life insurance. This ... face-to-face agent sales. The rules for group and direct response products are slightly different, mostly ...- Authors: Stanton L Cole, George S Quillan, Eleanor S Hartley, Nancy Baran, Erica B Querfeld
- Date: Jun 1993
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance; Public Policy
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Non-Traditional Life Insurance Products - Canada
in developing reserves. Furthermore, there is no direct minimum premium basis specified here and therefore ... themselves merge. We will see more insurance sold by direct marketing. As actuaries we will have to use more ...- Authors: Graham R Dixon, Vernon Hall, Trevor Howes, Mark C Lam, James E McArter
- Date: Oct 1984
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance
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It Is 1998 - Are Your Life Insurance Products Compliant with 7702/A?
cover not only a spouse or a child, but also the primary insured under the policy. That is our issue today ... up is although we have term insurance on the primary insured, is this family term insurance QAB, which ...- Authors: Application Administrator, Cherri R Divin, Larry Stern, K.David Nunley
- Date: Oct 1998
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance; Public Policy
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Dividends And Other Non-Guaranteed Elements In Individual Life Insurance And Annuities
but we must not let this get in the way of our primary function of defining the applicable theory. Our ... things are happening. He points out correctly that: "Direct recognitionof policy loans (the four-factordividend ...- Authors: Richard S Miller, Walter N Miller, Harry D. Garber
- Date: Oct 1982
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Annuities; Life Insurance
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AIDS-The Reinsurer's View
both reinsurance and direct business. It was from April 1986. While the direct side was testing at $500 ... rates, and I believe there are instances where direct companies have rate guarantees and reinsurance ...- Authors: Kent Nickerson, Robert Tiessen, John S Tillotson
- Date: Apr 1990
- Competency: External Forces & Industry Knowledge; Technical Skills & Analytical Problem Solving
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance
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All Lines Insurance Operations
insurance opera- tions, including differences between direct insurance and reinsurance operations. 2. Solvency ... insurance operations, including differences between direct insur- ance and reinsurance operations. Also, we ...- Authors: Charles C Hewitt, Frederick Kilbourne, Frederick J Knox, W James MacGinnitie, Roy R Anderson
- Date: Apr 1977
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Annuities; Health & Disability>Disability insurance; Health & Disability>Health insurance; Life Insurance
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Changes In The Canadian Regulatory Framework For Life Insurance
the business of banking. Until recently, their primary desire was to get broadened securities underwriting ... alternative of letting the state guaranty funds take care of the Baldwin problem, companies had to assess ...- Authors: Gerald M Devlin, Robin B Leckie, Karen G Long, Donald McIsaac, Richard Minck
- Date: Oct 1984
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance; Public Policy
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An Opportunity to Return to the Basics-Will We Take It?
representatives, or retail sales people, were the primary producers of Wall Street revenues. All investments ... companies. I think more has to be done in the direct response and telecommunications area. From my standpoint ...- Authors: Allan Affleck, David Seifer
- Date: Apr 1990
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Annuities; Life Insurance
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Individual Life Insurance Retention And Replacement Strategies
dividend calculation method, Franklin Life introduced direct recognition of policy loan activity for each individual ... may be subsidizing the borrowers (this may be a primary reason for considering this type of program). However ...- Authors: Robert G Chipkin, Mary G Frankel, Charles C McLeod, James Murphy, Phillip B Norton
- Date: Oct 1983
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance
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Growth Strategies For Smaller Companies
here from group and pen- sion representatives, to direct response on-site sales locations, and the general ... existing distribution systems such as entering direct response, movement into Group or health insurance ...- Authors: L John Achenbach, Diane Zapisek, John Ladley, Edward J Slaby, Edward J Costello
- Date: May 1984
- Competency: External Forces & Industry Knowledge; External Forces & Industry Knowledge>General business skills
- Publication Name: Record of the Society of Actuaries
- Topics: Annuities; Life Insurance