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Employer Sponsored Individual Life Insurance
payroll deduction products and mass marketed group direct response type products were under one marketing ... Government regulations are encouraging employees to take care of themselves. We feel that employees are in the ...- Authors: Allen D Booth, Clark H Byrum, Carl W Rettenmayer, Thomas A Skiff
- Date: May 1984
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance; Public Policy
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Classification Areas
slightly over half offered standard ADB and medical care coverage, and slightly under half standard waiver ... is he allowing insurance to perform one of its primary social benefits. Others, although they cry "discrimination" ...- Authors: Robert D Bergen, Darrell W Ehlert, Harry L Sutton, Harry A Woodman
- Date: Apr 1978
- Competency: External Forces & Industry Knowledge; Technical Skills & Analytical Problem Solving
- Publication Name: Record of the Society of Actuaries
- Topics: Health & Disability>Health insurance; Life Insurance>Underwriting - Life Insurance; Public Policy
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Regulatory Considerations in Group Insurance
American works one month a year to pay for health care services. Hospital costs are rising at a rate at ... insurance companies and eliminates entirely the direct federal operation of health insurance programs ...- Authors: Robert Dobson, Vincent W Donnelly, Ted Dunn, Raymond F McCaskey, Richard J Mellman
- Date: May 1978
- Competency: External Forces & Industry Knowledge; Technical Skills & Analytical Problem Solving
- Publication Name: Record of the Society of Actuaries
- Topics: Health & Disability>Health insurance; Public Policy; Social Insurance>Government-funded healthcare; Social Insurance>Social Security
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Deregulation Of Financial Industries
restrictions on multiple ownership, does have a more direct effect on other persons, and those other persons ... cannot therefore be permitted to be compromised by direct engagement in any business other than banking.- Authors: Allan Affleck, Arthur Garrison, Lawrence J Latto, John J Marcus, Lenore A Mardon
- Date: May 1984
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Public Policy
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Dread Disease Insurance: Yesterday, Today, and Tomorrow
payroll deductions. I am an actuary in Allstate's direct response business unit. We market accidental death ... hospital stay, we would pay this benefit. Convalescent care was introduced in the early 1970s, mainly because ...- Authors: David B Arial, Don N Patterson, Mark Shaw, Curtiss S Sheldon, Jeffrey Morris
- Date: Oct 1995
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Health & Disability; Public Policy
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Disability Income - Marketing Approaches
is required as long as the insured is under the care of a physician and adhering to a form of treatment ... the policyholder either a self-administered or a direct billing system. MOSt large clients are involved ...- Authors: Paul R Fleischacker, Gerald S Parker, Foster Drury, T Barry Reynolds
- Date: May 1981
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Health & Disability; Public Policy
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Federal vs. State Regulation
ought to be regulated. The only people who really care who does the regulat- ing are those persons employed ... -- which the majority of you are -- then your primary concern has to be with how your business is regulated ...- Authors: Vincent W Donnelly, Robert L Pawelko, Ian M Rolland, William White
- Date: Oct 1977
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Public Policy
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Individual Annuity Product Update
come in at third place at 18%, while banks and direct response channels together have now a 10% market ... • VErthinthe variable annuity sector, banks and direct response channels are increasing their market shares ...- Authors: Gordon C Boronow, Stephen E Roth, Hubert B Mueller, Daniel Jaquez, James M Truax
- Date: Oct 1992
- Competency: External Forces & Industry Knowledge; Technical Skills & Analytical Problem Solving
- Publication Name: Record of the Society of Actuaries
- Topics: Annuities>Fixed annuities; Public Policy
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Risk Classification in the 1980's
as evidenced by our national hospital and medical care programs and by government automobile insurance ... Canada's federal system gives the provinces the primary legislative power over such matters as consumer ...- Authors: Charles C Black, Robert E Hunstad, David R Johnston, Bartley L Munson
- Date: Apr 1980
- Competency: External Forces & Industry Knowledge>External forces and business performance
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance>Underwriting - Life Insurance; Public Policy
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The Blurring of the Line Between Group and Individual Insurance
and probabiy some improvements in personal health care have been leading to dis- tinct reductions in mortality ... benefits almost as broad as group. However, health care costs have become extremely high. The claim experience ...- Authors: W Paul McCrossan, Peter A Robinson, Byron W Straight, Christopher H Wain
- Date: Apr 1981
- Competency: External Forces & Industry Knowledge>External forces and business performance; Technical Skills & Analytical Problem Solving>Problem analysis and definition
- Publication Name: Record of the Society of Actuaries
- Topics: Actuarial Profession>Competencies; Public Policy