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Cash-Flow Testing for Product Actuaries
assumption of mortality and morbidity risk is the primary source of prof,. But many other insurance products ... deferred annuities, have interest rate spread as the primary, or at least a very critical, source of profitability ...- Authors: David N Becker, Application Administrator, Donna Claire, Martin Klein, Anne Katcher
- Date: Oct 1992
- Competency: Technical Skills & Analytical Problem Solving
- Publication Name: Record of the Society of Actuaries
- Topics: Actuarial Profession>Standards of practice; Finance & Investments>Investment strategy - Finance & Investments; Public Policy
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Individual Medical Expense Insurance
indemnity plans, Medicare supplement-plans, long- term-care plans, and specified disease plans, for example ... O'Grady, ed. Itasca, Ill.: Society of Actu- medical care among the elderly, focusing on the influ- aries ...- Authors: Society of Actuaries
- Date: Oct 1993
- Competency: Technical Skills & Analytical Problem Solving
- Topics: Health & Disability>Health insurance; Public Policy
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Toward Adjustable Individual Life Policies
L. CHAPIN ABSTRACT This paper develops the direct application of the computer to the crea- tion ... I see it, the adjustable life policy has two primary characteristics that distinguish it from the traditional ...- Authors: Allan S Edwards, Robert E Hunstad, Wilfred A Kraegel, Charles E Rohm, WALTER L CHAPIN
- Date: Oct 1976
- Competency: Technical Skills & Analytical Problem Solving
- Publication Name: Transactions of the SOA
- Topics: Life Insurance; Public Policy
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Appointed Actuaries Around the World
Trade and Industry (DTI). The GAD does not have a direct regulatory authority over insurance companies or ... or internalaffects on factors that might have a direct impact on that company. The GuidanceNotes set out ...- Authors: Chiu-Cheng Chang, W Paul McCrossan, Harry R Miller, Richard Harvey
- Date: Apr 1994
- Competency: Technical Skills & Analytical Problem Solving
- Publication Name: Record of the Society of Actuaries
- Topics: Financial Reporting & Accounting; Global Perspectives; Public Policy
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Rating Agencies/Risk-Based Capital
our internal formula, directly allocated all the direct factors and proportionately allocated the indirect ... sheet strength. The formula must show that some care was taken to reflect differences from average risks ...- Authors: Peter B Deakins, David Ingram, Michael Albanese
- Date: Jan 1992
- Competency: Technical Skills & Analytical Problem Solving
- Topics: Finance & Investments>Capital management - Finance & Investments; Financial Reporting & Accounting; Public Policy
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Dynamic Financial Condition Analysis Update
to look at your operations to determine the primary risks, analyze those risks, and prepare a report ... actuaries. They say, that's not your concern, we'll take care of it. Although it's difficult to get them to ...- Authors: Michael Eckman, James Reiskytl, Craig Reynolds, Norman J Zwitter
- Date: Jan 1998
- Competency: Technical Skills & Analytical Problem Solving
- Topics: Financial Reporting & Accounting>Statutory accounting; Public Policy
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Individual Annuities
purpose, which is guaranteed retirement income. Care should be taken in issuing large contracts (e.g ... deferred annuities (FPA). To avoid duplication, I will direct my remarks to an overview of FPA contracts currently ...- Authors: John Fritz, Howard H Kayton, Steven R Linney, Richard A Swift
- Date: Jun 1978
- Competency: External Forces & Industry Knowledge; Technical Skills & Analytical Problem Solving
- Publication Name: Record of the Society of Actuaries
- Topics: Annuities>Individual annuities; Public Policy
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Individual Tax Qualified Products
IRA's are not being met with great success. The primary concern is that the maximum contribution with respect ... profitability of a block of flexible annuity business, we care more about the net of the gains and losses than ...- Authors: Gilbert V I Fitzhugh, Robert J Ingram, Verne J Arends, O David Green
- Date: Jun 1977
- Competency: External Forces & Industry Knowledge; Technical Skills & Analytical Problem Solving
- Publication Name: Record of the Society of Actuaries
- Topics: Annuities; Public Policy
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New Standard Valuation Law SVL
which is just a failure to exercise due professional care or failure to follow professional standards. Then ... is that you first must choose your clients with care. Conduct an investigation of them before you accept ...- Authors: Paul Bell, Daniel J Kunesh, Karen MacDonald, James N Gorsline
- Date: May 1993
- Competency: Technical Skills & Analytical Problem Solving
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance>Reserves - Life Insurance; Public Policy
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Claim Reserves
or the intro- duction of a new national health care, Social Security, or other disability scheme such ... both the inflation due to rising costs of hospital care and inflation reflected in larger size policy benefits ...- Authors: Rafal J Balcarek, Walter J Fitzgibbon, Peter L Hutchings, Spencer Koppel, Herbert Orenshein
- Date: Apr 1978
- Competency: Technical Skills & Analytical Problem Solving
- Publication Name: Record of the Society of Actuaries
- Topics: Health & Disability>Health insurance; Life Insurance>Reserves - Life Insurance; Life Insurance>Claims - Life Insurance; Public Policy