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Valuation Actuary Overview - The New Statutory Valuation Opinion
insurance, v_r_'_ninhealth, disability income, long-term care, and other longer liabilities would have a higher ... effect, one projection process nested within the primary projection. For crediting, unless your business ...- Authors: Douglas Doll, Deborah A Gero, Abraham Gootzeit, Marc Pitoniak
- Date: Oct 1992
- Competency: External Forces & Industry Knowledge; Technical Skills & Analytical Problem Solving
- Publication Name: Record of the Society of Actuaries
- Topics: Actuarial Profession>Standards of practice; Life Insurance>Reserves - Life Insurance; Public Policy
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Cost Disclosure in Individual Life Insurance
inquires about cash values on the policy he could care less about the present value of nonforfeiture factors ... NAIC's use of multiple index numbers and facilitates direct cost comparison between policies, (4) disclosure ...- Authors: Russell R Jensen, J Bruce MacDonald, Norman K Martin, William F Sutton
- Date: Oct 1977
- Competency: External Forces & Industry Knowledge; Technical Skills & Analytical Problem Solving
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance>Marketing and distribution - Life Insurance; Public Policy
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Matching Assets And Liabilities
investment technologies should be done with some care. We at Crown Life believe strongly that any new ... heartache and headache of segregation, but I think the primary motivation and the major benefits would be to facilitate ...- Authors: Allan Brender, J Ian Dalrymple, David R Johnston, Michael Rosenfelder, Stuart Wason
- Date: Oct 1984
- Competency: Technical Skills & Analytical Problem Solving
- Publication Name: Record of the Society of Actuaries
- Topics: Finance & Investments>Asset liability management; Public Policy
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Options And Futures - A Teaching Session
not by expectations for interest rates. • The primary uses of interest rate futures in our industry are ... the last two terms, cash return minus coupon, the direct arithmetic relationship between the price of the ...- Authors: Robert W Crispin, David M Dunford, David P Jacob, James A Tilley
- Date: May 1984
- Competency: Technical Skills & Analytical Problem Solving
- Publication Name: Record of the Society of Actuaries
- Topics: Finance & Investments>Investments; Public Policy
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Future Trends and Current Developments in Individual Life Products
income taxes, not excess field costs, are the primary reason permanent insurance is less competitive ... the term commis- sions. The 150% factor reflects direct commissions, first year manager over- rides and ...- Authors: David R Carpenter, Spencer Koppel, Alan W Sibigtroth, John E Tiller
- Date: Oct 1979
- Competency: External Forces & Industry Knowledge; Technical Skills & Analytical Problem Solving
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance>Pricing - Life Insurance; Life Insurance>Term life; Life Insurance>Universal life; Public Policy
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The Appointed ActuaryWhat Does It Mean?
involved with managed care health plans. We need to be aware of how managed care affects a company's needs ... • ASOP 18 is the practice concerning long-term care. This will affect some of us in this room, although ...- Authors: James O'Connor
- Date: Jun 1994
- Competency: Technical Skills & Analytical Problem Solving
- Publication Name: Record of the Society of Actuaries
- Topics: Actuarial Profession; Health & Disability>Health insurance; Public Policy
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What's New with Term Insurance
been involved with term products from both the direct writing and reinsurance sides for the last eight ... These differences are important to insurers writing direct business in New York and to companies that accept ...- Authors: Wilbur M Bolton, Thomas A Phillips, Katherine Anderson, Mary J Bahna-Nolan
- Date: May 1994
- Competency: Technical Skills & Analytical Problem Solving
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance>Pricing - Life Insurance; Life Insurance>Term life; Public Policy
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Asset Prepayment Assumptions
cast of suspects when it came to determining the primary driver. Again, housing turnover we would consider ... prepayments from other sources. Collateral age was the primary driver. That kind of proxies the average tenure ...- Authors: Randall Boushek, Catherine Ehrlich, Stephen Reddy, Steve W Abrahams
- Date: May 1995
- Competency: Technical Skills & Analytical Problem Solving
- Publication Name: Record of the Society of Actuaries
- Topics: Finance & Investments>Portfolio management - Finance & Investments; Public Policy
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Impact of Tax Changes
there is intended to be legislation on long-term-care contracts and accelerated death benefits. This is ... long-term-care contracts more regular. You can make a number of arguments that long-term-care contracts ...- Authors: Julian J Dukacz, Charles D Friedstat, Edward Robbins, Hugh McCormick
- Date: Oct 1995
- Competency: Technical Skills & Analytical Problem Solving
- Publication Name: Record of the Society of Actuaries
- Topics: Financial Reporting & Accounting>Tax accounting; Public Policy
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Individual Life Products in the Employee Market
Individual Life Products in the Employee Market This 1978 session focused on Individual Life Products ... $47 while the par contract has a net cost on a direct sale basis of $-67. Why would anyone buy Section ...- Authors: Robert Paul Brady, Ronald E Ryan, Thomas C Sutton, John H Stigaard
- Date: Jun 1978
- Competency: Technical Skills & Analytical Problem Solving
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance; Public Policy