Description: Chairman’s letter comparing risk management profile of the games of Craps and Life Settlements

Description: Article Editorial by Moorhead in The Actuary, February 1979, Volume 13, Number 2

Description: List of recent publications that may be of interest to readers of Risk Management newsletter.

Description: As part of its work, the PBITT working group issued its annual survey to gather the range of assumptions actuaries use in pricing, reserving, and risk management of minimum guarantees on Variable Annuity products, such as death benefits, income benefits, withdrawal benefits and maturity benefits.

Description: The authors explore a new approach to the premium persistency assumption in universal life products.

Description: This paper, presented at the Eastern Spring Meeting of the Society of Actuaries, held March 24-25, 1960 in Washington, D.C., provides the results of an experience study of first year lapse and “default” rates on ordinary insurance, where the author, Norman F. Buck, has defined “default” rate as a rate including the sum of first year lapses, not takens, and cancellations as of the issue date. The paper includes written discussion and the author’s review of the discussion. From the 1960 Transactions Vol. 12, No. 33.

Description: Discussion of the attitudes of consumers and consumerists regarding the life insurance industry and its products and a discussion of opportunities for improvement Topics include: 1. Disclosure to existing policyholders 2. Policy loan problems, including the policy replacement problem 3. dividend determination practices and 4. deceptive sales practices in the llfe insurance business.

Description: This article is about how insurance companies are deploying insurance technologies.

Description: How can actuaries innovate solutions to the challenges posed by policyholder behavior risks?

Description: This is a research report summarizing results of premium persistency assumptions used by life insurers for flexible premium UL products.