Description: This report presents the results of a survey of the actions companies took on their term products in response to the introduction of the NAIC Valuation of Life Insurance Policies Model Regulation, ‘Regulation XXX,’ and Actuarial Standard of Practice No. 40. The survey also explores the development of companies' X factors, the associated annual X factor certification process and how Regulation XXX impacts the companies' level term pricing. The survey was conducted by the Regulation XXX Survey Subcommittee of the Society of Actuaries Life Insurance Mortality and Underwriting Survey Committee. Common survey responses to Regulation XXX included consideration of reinsurance, changes in product design, the most common changes reported being the length of the guarantee period and the level of the gross premiums, and changing rates on existing products.

Description: This report studies the interrelationships between the general levels of unemployment in the economy and the sale and persistency of insurance products. The report explores whether insurance products have reduced sales and persistency as the level of unemployment increased in a given economic environment.

Description: This report provides key findings from the 2003 Risks and Process of Retirement Survey related to Americans' awareness of retirement risk, how their awareness has changed since the previous study performed in 2001, and how it affects the management of their finances.

Description: 1984 Study covering experience of individual disability loss-of-time policies for 1982-1983. The study separates the first year of the benefit period, and combined second and third year experience of the benefit period. From Transactions of Society of Actuaries 1984 Reports

Description: The material contained herein does not represent an official position, statement, or endorsement on behalf of the Society of Actuaries or its members, nor should the material be construed to do so. This work is the product of a research effort commissioned by the Society of Actuaries to add to the library of resource tools and further knowledge in this area.

Description: This chart provides information for consumers and other audiences on retirement risks and strategies for managing these risks.

Description: The purpose of this paper is to introduce a practical method for interpolation and smoothing and give a number of numerical examples using the method. The method is a variation of the Whittaker-Henderson method. Discussions of this paper are included.

Description: The Centers for Medicare and Medicaid Services (CMS) recently released the final 2020 Actuarial Value Calculator and Actuarial Value Calculator Methodology

Description: This is the A Review of the Demography of Retirement in the United States abstract authored by Jacob S. Siegel for Session 2B of the January 13-15, 2020 Living to 100 Symposium in Orlando, Florida.

Description: This is the A Review of the Demography of Retirement in the United States paper authored by Jacob S. Siegel for Session 2B of the January 13-15, 2020 Living to 100 Symposium in Orlando, Florida.