Description: The SOA Long-Term Care Experience Committee (LTCEC) will be conducting a study on a) incidence, lapse and mortality study and b) claim terminations.

Description: This article discusses the reliance the banking industry placed on sophisticated mathematical models.

Description: The author explores research and concerns about sustainability, and how actuaries can contribute to the discussion.

Description: Relative to group medical plans, discusses: recognition given to effect on morbidity of various demographic factors, consideration given to inflation in making rate guarantees, consideration given to group size, and underwriting transfer cases.

Description: This report explores two LTC insurance product concepts. The concepts were developed as part of an effort to create innovative new LTC insurance products.

Description: This research report is sponsored by The Society of Actuaries and the Canadian Institute of Actuaries on the Canadian health care system. Performed by Stéphane Levert, FSA, FCIA, the study (available in French and English) estimated the future costs of the Canadian health care system, assessed the sustainability of the system over a 25-year horizon, and analyzed the implications of the changes to the Canada Health Transfer proposed on Dec. 19, 2011 by the federal government. The report summarizing the findings indicates that, without significant government intervention, the Canadian health care system in its current form is not sustainable.

Description: This article discusses what options exist for people who don’t pass underwriting for long-term care (LTC) insurance.

Description: The SOA Committee on Post-Retirement Needs and Risks, working closely with the SOA Long Term Care Section, issued a call for papers in 2013: “Managing the Impact of Long-Term Care Needs and Expense on Retirement Security: A Holistic and Multi-Generational View.” The papers that were chosen were highlighted at the 2014 Annual Meeting and will be published as a monograph, both available on the SOA website. These papers add to the section’s and others’ ongoing discussions about the future of the long term care system including the “Land This Plane” project. Some of the items of greatest focus are integration with retirement security, impact on the caregiver and family, and integration with housing as well as offering an array of possible pubic policy reform.

Description: A proposal to address provider payment issues by gradually moving to accountable care organizations. Capitations would be risk-adjusted, non-capitated costs would be covered by hospitalization fund and stoploss, incentives for quality & effective preventive care would be tied to the amount remaining in the fund, and government involvement would be through incentives rather than mandate.

Description: This session presents results from the 4th SOA-sponsored long-term-care [LTC] intercompany experience study. From Record of the Society of Actuaries, Vol. 30, No. 3, Session 9