Description: This study quantifies the range of intercompany variability in mortality. Mean actual-to-expected (A/E) ratios based on amount were calculated in each quintile for every combination of six key variables.

Description: This paper compares two mortality projection models – the latest version of the CMI Mortality Projections Model and the latest version of MIM-2021.Both models were applied to data for England & Wales and the US, and the results were compared.

Description: This paper presents population hospital utilization data concerning the proportion of total hospital days that is due to injury and the proportion of total hospital days that is spent in intensive care units for use in obtaining reserve factors. The paper also presents continuation data for hospitalizations. From Transactions of Society of Actuaries 1979, Vol. 31.

Description: Report on the conversion rates of group term life insurance to permanent ordinary or individual life insurance policy upon termination of employment.

Description: Presents credibility formulas that are designed to be specifically applicable to group insurance, and which are based on group size and are adjustable for changes in group membership, etc. The practical motivation and use of these formulas are discussed.

Description: This report contains a set of of unloaded and loaded mortality tables for guaranteed issue business.

Description: This report presents the annual survey of long-term lapsation examining the experience of ordinary insurance, whole life and term insurance in Canada between the 1985 and 1986 policy anniversaries. From Transactions of Society of Actuaries 1984 Reports

Description: The Group Life Insurance Experience Committee of the Society of Actuaries has completed the 2005 Group Term Life Waiver Reserve Table Report. There were several compelling reasons to develop a new experience study and table, not the least of which was that 35 years is a long interval for any study. This is the excel Calculation Spreadsheet for Reserve Factors for Group Term Waiver of Premium [NAIC version]. Please see the SOA website for the Report of the Group Life Experience Committee for March 2006.

Description: This paper traces the background of the surgeon general's 1979 report on smoking, highlights its principle conclusions with respect to mortality, and summarizes its findings regarding socioeconomic and demographic differences between smokers and nonsmokers. From Transactions of Society of Actuaries 1980, Vol. 32.

Description: This paper surveys the actuarial techniques connected with salary scale mathematics for the valuation of defined benefit pension plans. Followed by several discussion papers submitted