Description: This investigation covers the mortality on policies for large amounts issues in 1934 and later. This study looks at the experience in the period between 1941 and 1947 anniversaries. From Transactions of Society of Actuaries 1949, Vol. 1, No. 1.

Description: This is the 1964 Report covering the intercompany experience under standard ordinary insurance issues between 1962 and 1963 anniversaries. It includes medical and nonmedical issues in the first fifteen years and sixteenth and subsequent years. The five year period between 1958 and 1963 is analyzed by sex.

Description: Non-guaranteed elements are parameters of life insurance and annuity polices that are not fixed when the policy is issued but may be changed from time to time by the insurance company.

Description: Using recently updated data from the United States Mortality Database (USMDB, usa.mortality.org), this report presents an overview of historical mortality trends in all 50 U.S. states and the District of Columbia for the period 1959-2018.

Description: This article contains reviews of the following books published in 1992: 1. 'Broken Promises: The Inside Story of the Failure of Executive Life' by Vic Modugno, 2. 'Within the System: My Half Century in Social Security' by Robert J. Myers, 3. 'Insurance Risk Models' by Harry H. Panjer and Godon E. Willmot, and 4. 'Social Security: What Every Taxypayer Should Know' by A. Haeworth Robertson. Notices of Social Security notes and studies are also included. From Transactions of Society of Actuaries 1992, Vol. 44.

Description: This paper and discussion is a review of the changes that have occurred recently in the basic principles that underlie the sale and distribution of individual life insurance including underwriting fairness, laws and regulations affecting discrimination, limitations in the underwriting process and competition. From Transactions of Society of Actuaries 1977, Vol. 29.

Description: This predictive modeling paper, “Household Life Insurance Demand – A Multivariate Two-Part Model is one of a collection of essays that examine how existing or new methods or models can be applied to the life insurance industry.

Description: The Committee on Life Insurance Mortality and Underwriting Surveys of the Society of Actuaries Research Institute sent companies a survey in May of 2019 on mortality improvement practices. Note this survey was completed prior to the onset of COVID-19, so that issue was not addressed in this survey. The purpose of the Survey was to examine mortality improvement practices with respect to life insurance and annuity pricing and financial projections in both the U.S. and Canada.

Description: This report examines options for analyzing periodic changes in VM-20 reserve amounts.

Description: The SOA Research Institute engaged Milliman to perform a study examining life insurer practices on accelerated underwriting and how COVID-19 has impacted them. This effort included a separate outreach to actuaries working for twelve different state insurance departments. At the time of this report, three responses to our regulatory survey had been received. Therefore, the results of the three-question survey are discussed in broad terms, rather than using numerical measurements.