Description: This survey is an annual survey that captures individual and group life data from U.S. and Canadian life reinsurers.

Description: Panelists discuss key aspects of recent and pending laws and the cost and design implications on group health plans. From the Record of the Society of Actuaries, Vol. 24, No. 2.

Description: Europe is in a state of financial flux. The ongoing effort to develop an integrated European economic community has led to sweeping changes in accounting regulations and pension systems. These changes will have profound implications for the competitive structure of the European life insurance market.

Description: The article looks back at the development of life protection product underwriting and pricing in UK. It describes the development in waves of change, looking at different drivers, e.g. consolidation of the life insurance industry, the role of technology as a driver for efficiency gains via electronic underwriting. Different levels of sophistication are being discussed and possible implications for the relationship between direct offices and reinsurers. This rather thought provoking article is based upon Munich research as well as market experience and ties in with a number of current topics as for example potential changes as a result of the Retail Distribution Review and the Gender Directive implementation.

Description: Analysis of IASB position on the discount rate to use in computing the Fair Value of Insurance Liabilities

Description: Discusses key issues to improve the retirement system in the U.S. in a primarily defined contribution environment. Focuses on age at retirement, how people retire, and covering risks including disability and longevity risk. Some ideas are feasible within current environment and some require policy change.

Description: Affordable Care Act and Payment Reform

Description: In addition to urging members to get involved and mentioning the upcoming section elections, the chairperson of the Entrepreneurial Actuaries Section discusses a proposal that would benefit both the big company and the Entrepreneurial Actuaries Section 'EAS' members: the author suggests that each large insurance company should designate an actuary as the chief entrepreneurial actuary responsible for acting as a portal for entrepreneurial ideas of an actuarial nature.

Description: This article provides some insights into the creativity employed in cash flow testing to help ensure the sound survival of small companies that have limited means.

Description: Describes the three types of HMOs and the progress they are making in lowering medical costs and gaining market share. Also discusses possible future developments with HMOs.