Description: Article The U.S. Government Cost Disclosure Report by Moorhead in The Actuary, June 1979, Volume 13, Number 6

Description: This article discusses the development of Universal Life insurance in the U.S. from the British perspective. The author notes that despite the different regulatory and fiscal climates in the U.S. and U.K., the key elements of Universal Life design can be found in similar products in the U.K. known there as unit-linked products. The differences in design, in part the result of differing tax policies, are also discussed.

Description: This is an article that discusses the retreat of savings banks from mutuality. As we ponder the future of mutual life insurance, we should be aware of the change sweeping through the mutual savings bank industry.

Description: Article from The Actuary February 1993 Volume27, No. 2 highlights benefits to insurers from NAFTA

Description: This is a book review of 'Development of Life Insurance Surrender Values in the United States' by J. David Cummins. The book's ultimate objective is described as 'a historical analysis of the evolution of the concepts and practices which culminated in the present surrender value legislation.' The treatment is chronological and covers the century 1850-1950.

Description: This article discusses the three main taxation proposals affecting holders of life insurance and deferred annuity policies announced on Friday, November 13, 1981 by the Federal Finance Minister in Canada. The main proposals are 1 taxation of accrued investment income on life and annuity policies, 2 changes in the adjusted cost basis at disposition of policies and 3 treatment of life insurance policies not registered as retirement savings plans.

Description: This article describes how Long-Term Care riders attached to Life Insurance policies provide real insurance value at a reasonable cost and allow life insurance companies to compete on a basis other than cost.

Description: Announcement of the availability of two reports prepared by the Society’s Committee on Cost Comparison Methods and Related Issues Special: 1 Analysis of Life Insurance Cost Comparison Index Methods, and 2 Philosophies in the Computation and Dissemination of Dividend Illustrations

Description: This article presents an overview of the viatical/life settlement business including the current pricing, regulatory, tax and investment considerations.

Description: Continuing a line which started in Vienna as far back as 1927, COINTRA an acronym for “Cooperation Internationale pour les Assurances des Risclues Aggraves” held its 14th conference in Stockholm from 9th to 12th June, 1981. Some 110 representatives from life assurance and reassurance companies, established in more than a dozen countries, were in attendance for the purpose of exchanging information and reviewing developments in substandard life assurance.