Description: A recommendation for a set of improvement factors that vary by gender and attained age to be used in conjunction with the 2008 Valuation Basic table or the 2015 Valuation Basic table for AG-38 purposes.

Description: Annual long-term lapse study examining the lapsation of ordinary insurance in the U.S. between 1987 and 1988 policy anniversaries. This report has been designed to assist companies with developing new products and in monitoring marketing and product performance.

Description: This report covers the intercompany mortality experience under Standard Ordinary insurance issues between 1971 and 1972 anniversaries, and also for the period between 1967 and 1972 anniversaries where one year's exposure provided an insufficient volume of data.

Description: This is the ninth experience study conducted by the SOA’s Committee on Life Insurance Company Expenses on inter-company expenses. Contributions of individual life and annuity expense data were received from 16 US life insurance companies.

Description: This 1972 report covers the intercompany mortality experience under Standard Ordinary insurance issues between 1970 and 1971 anniversaries, and also for the period between 1966 and 1971 anniversaries where the volume of data over one year's exposure was insufficient.

Description: Supporting excel file

Description: This 1976 report report covers the inter-company mortality experience under Standard Ordinary insurance issues between 1974 and 1975 anniversaries, and also for the period between 1970 and 1975 anniversaries where one year's exposure generally provided an insufficient volume of data.

Description: This report covers the intercompany mortality experience under Standard Ordinary insurance issues between 1972 and 1973 anniversaries, and also for the period between 1968 and 1973 anniversaries where one year's exposure provided an insufficient volume of data.

Description: This report presents the findings of the 1954 inter-company study of the mortality on policies for large amounts.

Description: This covers the intercompany mortality experience under Standard Ordinary insurance issues between 1975 and 1976 policy anniversaries, and also for the period between 1971 and 1976 policy anniversaries where one year's exposure generally provided an insufficient volume of data.