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Simplified Issue Life Insurance - Current Practices and Next-Generation Products
cases, we would focus the question on "check the primary or the answer that best describes the product ... common ones include return of premium, long-term care, maturity extension, increasing death benefit and ...- Authors: Allen Klein, Brian Louth, Michelle Moloney, Mark Swanson
- Date: Oct 2004
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance
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Flexible Benefits - Design From A Plan Sponsor's Viewpoint
information, but much of it is theoretical. My primary goal is to bring you up to date on the current ... This will have a very positive effect on health care cost containment, since research has now confirmed ...- Authors: Carol L Beatty, Michael Demner, Robert McKay, Cynthia R Riley
- Date: Oct 1984
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Health & Disability; Life Insurance; Pensions & Retirement>Corporate plans
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Miscellaneus Topics
philosophical prob- lems are less acute. The primary disadvantages are the smaller profits available ... special plans suffi- ciently different to avoid direct comparisons. As to section A, we recently ordered ...- Authors: Gene P Archer, Ralph E Edwards, Edwin Steinberg, L Jefferson Stulce, James M Woolery, James G Bruce, William L Farmer
- Date: Jan 1962
- Competency: External Forces & Industry Knowledge
- Publication Name: Transactions of the SOA
- Topics: Life Insurance
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Corporate-Owned Life Insurance COLI
perspective, is determining who the primary customer is. If the primary customer is the broker, it's likely ... profitability can be distribution-driven. If the primary customer is the end buyer, these processes will ...- Authors: John Coleman, Steven Eisenberg, Judy Faucett, Timothy Millwood, John Ryan
- Date: Oct 1995
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance; Life Insurance>Pricing - Life Insurance
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Return on Investment in a Rate-Regulated Environment
affected? i. Current rate-regulated environments a. Direct rate regulation-mandated, rate approvals b. Indirect ... Property and Casualty Committee. Since there is no direct rate regulation of most life insurance products ...- Authors: Ardian Gill, Claus S Metzner, George D Morison, Michael Johnson, Irving H Plotkin
- Date: May 1981
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance; Public Policy
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Non-Traditional Products for Non-Traditional Marketing Systems
DUTTON o Return of premium products o Long-term care o New product development considerations o Dread ... going to review those products, primarily used in direct response marketing, that offer to return to the ...- Authors: Anthony W Boston, Richard C Dutton, Jay Jaffe, Richard D Pitts, Irwin Lowen
- Date: Oct 1988
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance
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It Is 1998 - Are Your Life Insurance Products Compliant with 7702/A?
cover not only a spouse or a child, but also the primary insured under the policy. That is our issue today ... up is although we have term insurance on the primary insured, is this family term insurance QAB, which ...- Authors: Application Administrator, Cherri R Divin, Larry Stern, K.David Nunley
- Date: Oct 1998
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance; Public Policy
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Recent And Future Underwriting Trends
support. Congressman Florio, one of the bill's primary supporters, hopes to pass the bill yet this year ... fraught with difficulties for the underwriter. The primary problem is that the mentally retarded comprise ...- Authors: William M Loucks, Donald MacDonald, Melvin C McFall, Henry D Shaw
- Date: Oct 1984
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance; Public Policy
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AIDS-The Reinsurer's View
both reinsurance and direct business. It was from April 1986. While the direct side was testing at $500 ... rates, and I believe there are instances where direct companies have rate guarantees and reinsurance ...- Authors: Kent Nickerson, Robert Tiessen, John S Tillotson
- Date: Apr 1990
- Competency: External Forces & Industry Knowledge; Technical Skills & Analytical Problem Solving
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance
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Accelerated Benefits
individual life, as it's marketed by agents, and in direct response sales, and for group life insurance. This ... face-to-face agent sales. The rules for group and direct response products are slightly different, mostly ...- Authors: Stanton L Cole, George S Quillan, Eleanor S Hartley, Nancy Baran, Erica B Querfeld
- Date: Jun 1993
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance; Public Policy