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Innovation vs. Governance - Can They Coexist?
prolongs the development process and endangers the primary value proposition of innovation—being first to ... organization Does the insurer have a culture where the primary question is “why” things are done a certain way ...- Authors: Paul Fedchak, Stacy Koron
- Date: Jun 2021
- Competency: External Forces & Industry Knowledge
- Publication Name: Product Matters!
- Topics: Enterprise Risk Management>Governance; Life Insurance>Pricing - Life Insurance; Life Insurance>Product development - Life Insurance
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Premiums and Dividends for Individual Ordinary Insurance
Nonparticipating Insurance" or that of Mel Stein in "A Direct Comprehensive Approach to the Calculation of Gross ... redundant, but a participating approach might take care of the situation. A policy which would reflect ...- Authors: Raymond A Bierschbach, Wilbur M Bolton, John M Bragg, William Buchanan, Robert L Collett, James L Compere, Harold J Deutscher, John E Hearst, J Stanley Hill, D Alan Little, Robert Maxon, Charles W McMahon, Ernest J Moorhead, Charles H Page, Clement B Penrose, Thomas K Pennington, Joe B Pharr, George M Sherritt, John J Stevens, Richard H Tallman, Phillip A Turberg, William White, WILLIAM D BERG, James Ross Gray, B Franklin Blair, John W Lincoln, Charles J. Seter
- Date: Apr 1968
- Competency: External Forces & Industry Knowledge; Technical Skills & Analytical Problem Solving
- Publication Name: Transactions of the SOA
- Topics: Life Insurance>Pricing - Life Insurance
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AIDS: Pricing and Reserving Considerations
limiting thc proper classifica- tion of risks. The primary reason for using antibody tests and other techniques ... Lifetime Health Care Cost for People with AIDS In 1985 the CDC cstimated that the health care cost per AIDS ...- Authors: Dennis A Deeter, David Holland, Chester T Lewandowski, Melvin C McFall
- Date: Jun 1988
- Competency: External Forces & Industry Knowledge>External forces and business performance
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance>Pricing - Life Insurance; Life Insurance>Reserves - Life Insurance
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2020/2021 Life Insurance Pricing Methodology Survey
statutory ROI is significantly the most common primary profit measure of life products, ranging from 71 ... guarantee (IUL NLG). While still also the dominant primary measure for annuity products, use of ROI isn’t ...- Date: May 2022
- Competency: External Forces & Industry Knowledge
- Publication Name: Product Matters!
- Topics: Annuities>Pricing - Annuities; Life Insurance>Pricing - Life Insurance
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Individual Life Product Development Update
declining about 2% per year above age 35. Thus both direct expenses and mortality charges have been generally ... created the unlimited marital deduction was the primary impetus for this product. However, it took awhile ...- Authors: Pamela M Crane, Daniel Kane, Thomas W Reese, Gregory Rogers, Robert S Rubinstein
- Date: May 1991
- Competency: External Forces & Industry Knowledge>Actuarial methods in business operations
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance>Pricing - Life Insurance
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Digest of Discussion of Subjects of General Interest
Regional Meeting MR. JOSEPH B. CRIMMINS: The primary concern that an insurance company actuary will ... of pension liabilities. Too frequently, diligent care is exercised in selecting the mortality, dis- ability ...- Authors: John C Antliff, Preston C Bassett, Joseph B Crimmins, James C Hamilton, Howard H Hennington, Bert A Winter, Blackburn H Hazlehurst, John G Selig, Dorrance C. Bronson, Edward A Green, Herbert J. Stark
- Date: Apr 1967
- Competency: Technical Skills & Analytical Problem Solving
- Publication Name: Transactions of the SOA
- Topics: Annuities>Pricing - Annuities; Life Insurance>Pricing - Life Insurance; Pensions & Retirement>Assumptions and methods
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Evolution of the Product Development Process
products. Each actuarial position is assigned primary responsibility for monitoring and pricing a given ... your organization. However, this focus is our primary reason for existing. The conflict between financial ...- Authors: Shane A Chalke, Christian J DesRochers, Dale Hagstrom, Larry L Schreiber
- Date: Oct 1990
- Competency: Technical Skills & Analytical Problem Solving
- Publication Name: Record of the Society of Actuaries
- Topics: Annuities>Pricing - Annuities; Life Insurance>Pricing - Life Insurance
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Individual Life Product Development
stapled the two contracts together - a rather more direct approach. INDIVIDUAL LIFE PRODUCT DEVELOPMENT ... 2. Special Considerations i. CRVH Reserves - A direct application of the Standard Valuation Law yields ...- Authors: David R Carpenter, Douglas G Draeseke, David M Mordorski, Steven A Smith
- Date: Jun 1978
- Competency: Technical Skills & Analytical Problem Solving
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance>Pricing - Life Insurance; Public Policy
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U.S. Ordinary Mortality 'Improvements' and Their Interpretation
attributable to an underlying secular change in mortality. Care should thus be taken not to "double-dip" (that ... individually underwritten business to facilitate direct comparison. Otherwise, comparisons with inter- ...- Authors: Jess L Mast
- Date: Jan 1999
- Competency: External Forces & Industry Knowledge; Technical Skills & Analytical Problem Solving
- Topics: Experience Studies & Data>Mortality; Life Insurance>Pricing - Life Insurance
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Profile of a Term Leader
that have increased prices lower. Without them, direct com- the number of classes they offer to panies ... While the fierce competition among reinsurers and direct companies is contrib- uting to lower term rates ...- Authors: John Tak
- Date: Jun 1998
- Competency: External Forces & Industry Knowledge; Technical Skills & Analytical Problem Solving
- Publication Name: Product Matters!
- Topics: Life Insurance>Pricing - Life Insurance; Life Insurance>Term life