Description: This 1977 panel discussion examined the surplus needs of life insurance companies. Topics included: 1. A status report of Trowbridge Committee on Valuation and Related Matters 2. The purpose of surplus 3. The amount of surplus required for group insurance 4. The amount of surplus required for ordinary and group business with a savings element

Description: Discussion of the Veterans Insurance Act of 1974

Description: 1962 SOA Regional Meetings, Jacksonville and Chicago. This is a discussion about group life field operations, how they are measured, and how agents are compensated. From Transactions of Society of Actuaries 1962, Vol. 14 Pt. 2.

Description: This paper studies the statistical theory underlying minimum surplus required to protect a group insurer from the insurance, or C2, risk. Followed by 2 submitted discussion papers

Description: This is a discussion about employee benefit plans: -Group Life - What has been the effect of the new law taxing employer contributions in excess of $50K? What special underwriting problems have occurred, what underwriting techniques used, what has the mortality experience been? -Group Health - What are special considerations where premium rates are guaranteed for greater than one year? Are any additional reserves established? What are the current developments in Group dental? Have any experience studies been made? What is the potential market for group dental? -Group Annuities - What volume of business has been written on separate accounts or segregated funds? What problems have arisen in administering this type of plan? -Miscellaneous- What has been the experience on high limit accidental death and dismemberment benefits? In pension plans has there been an increase in joint and survivorship options? Has there been an increase in disability benefits under retirement plans? To what extent is the new money concept being adopted in fields other than group annuities? What is the current outlook with regard to reducing or eliminating the difference in taxes imposed on insured employee benefit plans vs self-insured plans? From Transactions of Society of Actuaries 1964, Vol. 16 Pt. 2

Description: This discussion explores the areas of administration which takes use of electronic equipment in the group field. The panel also discusses policyholders looking to insurance companies for greater or lesser administrative services and if there is any noticeable trend toward self-insurance in connection with benefits under employee welfare plans. From Transactions of Society of Actuaries 1961, Vol. 13, Pt. 2.

Description: This paper by John Mereu describes a method for mathematically computing the expected loss under a group life contract in excess of a stated limit. The paper also shows how to compute the variance and standard deviation of the stop-loss claim and suggests how the method can be extended to group insurance benefits where the claim amount per certificate is not fixed. Paper is followed by discussions from several people

Description: Discussion of types and amounts of benefits continued on retired employees and their dependents, the cost of continuance of pensioner benefits under the group plan and methods of financing benefits during active employment.

Description: Presentation of some of the theory underlying the experience rating process, together with the derivation and evaluation of several functions which are of use in constructing and testing practical surplus distribution formulas. Followed by discussion papers submitted by several authors

Description: This 1971 report on group life insurance mortality adds the experience for calendar years 1965-69 to that previously reported in the 1965 report of the committee.