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U.S. Federal Income Taxes
long range tax hill, although that is not the primary focus of this open forum. During 1978 and 1979 ... that they are treated too favorably compared to direct investments and taxable savings such as bank accounts ...- Authors: Charles G Bentzin, Stephen D Bickel, Albert P Burgess, Harold Cherry, James W Dederer, John H Elken, Ardian Gill, Ralph H Goebel, Allan D Greenberg, Douglas N Hertz, Carroll R Hutchinson, Jeffrey Miller, Richard Minck, Robert E Rich, Alan W Sibigtroth
- Date: Oct 1982
- Competency: External Forces & Industry Knowledge>External forces and business performance
- Publication Name: Record of the Society of Actuaries
- Topics: Finance & Investments; Life Insurance; Reinsurance
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Reinsurance
Insurance Company. 985 906 OPEN FORUM We sampled direct claim experience for the years 1978 to 1982 to ... and reflect this experience in actual pricing. Direct writers should do the same and not insist on making ...- Authors: Application Administrator, Gordon K Dowsley, Denis W Loring, John E Tiller, Michael R. Winn
- Date: May 1983
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Experience Studies & Data>Mortality; Reinsurance
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Use of Reinsurance in Mergers and Acquisitions
results in new direct policyholders. These new policyholders have all the issues that any direct policyholder ... interest rates. Coordination is key because the direct writing company is still the one that is legally ...- Authors: James W Dallas, J Gaule, Jeremy Starr
- Date: May 1999
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance; Reinsurance
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Reinsurance and Rating Agencies
profit. For many years, mortality risk was the primary risk assumed by companies, followed by credit quality ... time to time. Even if coverage is available to primary companies, the price is often too high for many ...- Authors: Diane Wallace, Application Administrator, Michael Albanese, Julie A Burke
- Date: Oct 1993
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Reinsurance; Reinsurance>Financial reinsurance
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Reinsurance
reinsurance commission and allowances, have become the primary decision-making element in the process. Reinsurers ... before us, we were all going direct to Heaven, we were all going direct the other way - in short, the ...- Authors: David Holland, Robert P Johnson, Jay A Novik, Melville J Young
- Date: Apr 1983
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Reinsurance
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Do Reinsurers Have the Right to Raise Rates Under YRT Treaties?
know if there's any truth to the rumor that the direct companies didn't send anybody to this expensive ... the rest of this junk. There is an analogy to direct undetermined and unguaranteed premium elements ...- Authors: Ronald Klein, John E Tiller, Melville J Young
- Date: Jun 1998
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Reinsurance
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Nontraditional Reinsurance Solutions to Group Issues
these problems. As you probably are aware, the primary purpose of traditional reinsurance is the transfer ... hand, has the solution of business issues as its primary purpose. These definitions are not my own. Although ...- Authors: Frederick Brown, Monica Hainer, James Greenwood
- Date: Jun 1999
- Competency: External Forces & Industry Knowledge>Actuarial methods in business operations
- Publication Name: Record of the Society of Actuaries
- Topics: Reinsurance
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The U.S. Reinsurance Market: Views From Abroad
opportunities. However, as I have suggested, great care is needed. I would now like to amplify situations ... had to do with differences in the nature of the direct company markets in the two territories. The U.S ...- Authors: Sue Collins, Peter John Savill, Robert Tiessen, Stephen Paul Taylor-Gooby
- Date: May 1989
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Global Perspectives; Reinsurance
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Setting Retention Limits for Individual Life and Disability Income Reinsurance
focusing on excess risk reinsurance where the primary objective is to limit the upper end risk exposure ... risk is 10 RECORD, Volume 23 retained by the direct company. Regardless, you are still trading a portion ...- Authors: Robert Beal, James L Sweeney, Richard Letarte
- Date: Jun 1997
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Reinsurance
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Variable Annuity Guaranteed Minimum Death Benefits
the life annuity product management area, and my primary responsibilities right now are pricing and design ... level. And in that regard, I would think that as a direct writer you're more or 76 VARIABLE ANNUITY GUARANTEED ...- Authors: Abraham Gootzeit, Philip Johnson, Michael Pado
- Date: May 1995
- Competency: Technical Skills & Analytical Problem Solving
- Publication Name: Record of the Society of Actuaries
- Topics: Annuities>Variable annuities; Reinsurance