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Pricing for Internet Distribution
different profile for Internet sites than for other direct or agent distribution. Many of the sites have up-front ... controlled. Underwriting and issue costs are similar to direct marketing costs. The use of a call center to manage ...- Authors: W Howell Pugh
- Date: Jul 2003
- Competency: External Forces & Industry Knowledge
- Publication Name: Product Matters!
- Topics: Technology & Applications>E-commerce
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Product Pricing in the Year 2010
addition to the increased cost of reinsurance, direct writers are also concerned about reinsurer credit ... the amount of monies that the capital markets can direct toward an arbitrage opportunity, and the short ...- Authors: Michael Taht
- Date: Mar 2005
- Competency: External Forces & Industry Knowledge; Technical Skills & Analytical Problem Solving
- Publication Name: Product Matters!
- Topics: Life Insurance>Pricing - Life Insurance
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Focus on Immediate Annuities
business used to finance life insurance and long-term care insurance. An average of 13 percent of the business ... percent of the business was used to finance long-term care insurance. One carrier reported that 80 percent ...- Authors: Susan Saip
- Date: Nov 2004
- Competency: External Forces & Industry Knowledge
- Publication Name: Product Matters!
- Topics: Annuities>Payout annuities
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Does Preferred Wear Off?
see that gender does not “wear off ” during the primary insurance ages, then one may make the leap to say ... many other confounding variables—access to health care, smoking habits by gender, women in the workplace ...- Authors: Steven Cox
- Date: Jul 2004
- Competency: External Forces & Industry Knowledge; Technical Skills & Analytical Problem Solving
- Publication Name: Product Matters!
- Topics: Experience Studies & Data>Mortality; Life Insurance>Underwriting - Life Insurance
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Product Matters, June 2017
year, and in renewal years are set equal to the direct writer’s anticipated mortality experience, including ... down the IRR to a level that may be lower than a direct writer’s normal new business hurdle rate. In Pricing ...- Authors: Society of Actuaries
- Date: Jun 2017
- Competency: External Forces & Industry Knowledge; Strategic Insight and Integration>Effective decision-making
- Publication Name: Product Matters!
- Topics: Annuities>Product development - Annuities; Life Insurance>Product development - Life Insurance
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Enhancing the Value of Critical Illness Insurance
Enhancing the Value of Critical Illness Insurance Critical illness insurance is a popular supplemental ... or Depressive Disorder and Use of Mental Health Care Among Adults During the COVID-19 Pandemic—United ...- Authors: Ashlee Borcan
- Date: Feb 2022
- Competency: External Forces & Industry Knowledge; Results-Oriented Solutions; Strategic Insight and Integration
- Publication Name: Product Matters!
- Topics: Health & Disability; Health & Disability>Critical illness insurance
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Product Matters! October 2019, Issue 114
“single A”) Non-par term and whole life, long-term care/disability, immediate/payout annuities Market ... ing new product design ideas was identified as a primary barrier. Unsurprisingly, the majority of respondents ...- Authors: Society of Actuaries
- Date: Sep 2019
- Competency: External Forces & Industry Knowledge
- Publication Name: Product Matters!
- Topics: Life Insurance
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Chairperson’s Corner PD Section Rings In The New Year
Chairperson’s Corner PD Section Rings In The New Year New chairperson’s column discussing his ... This repositioning of the meeting is based on direct feedback from you—we are eager to see the success ...- Authors: John Currier
- Date: Feb 2010
- Competency: External Forces & Industry Knowledge
- Publication Name: Product Matters!
- Topics: Annuities; Life Insurance
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Helping To Take The “Ill” Out Of Illustration Certifications—Using The Update To The Illustration Practice Notes
Helping To Take The “Ill” Out Of Illustration Certifications—Using The Update To The Illustration ... any additional thoughts about the IPN, please direct them to Dianna Pell at pell@ actuary.org. Product ...- Authors: Donna Christine Megregian
- Date: Feb 2010
- Competency: External Forces & Industry Knowledge
- Publication Name: Product Matters!
- Topics: Life Insurance; Public Policy
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FIA Pricing Survey Summary
they use internal rate of re- turn (IRR) as a primary pricing metric. Return on assets (ROA) was the ... benefit guarantees. Interest rate risk is the primary market risk and ALM is the preferred industry ...- Authors: Daniel Rueschhoff, Karthik Yadatore, Aatman Dattani
- Date: Jul 2016
- Competency: External Forces & Industry Knowledge
- Publication Name: Product Matters!
- Topics: Annuities>Equity-indexed annuities; Annuities>Pricing - Annuities; Annuities>Product development - Annuities